A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
Featured
Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Expert analysis of health reform issues

Georgia switches to state-run health insurance Marketplace for 2025 coverage photo

Georgia switches to state-run health insurance Marketplace for 2025 coverage

September 17, 2024 – Starting Nov. 1, 2024, Georgia residents will use a state-run health insurance enrollment platform, Georgia Access, to shop for and enroll…

DACA news: 100,000 Dreamers become eligible for Marketplace health insurance photo

DACA news: 100,000 Dreamers become eligible for Marketplace health insurance

August 21, 2024 – Starting in November, DACA health insurance options will include exchange enrollment and eligibility for income-based premium subsidies.…

Domestic partner health insurance: a coverage option for unmarried couples photo

Domestic partner health insurance: a coverage option for unmarried couples

June 20, 2024 – If you’re in a relationship deemed a domestic partnership, access to your domestic partner’s health insurance, or their access to…

What consumers need to know about unauthorized Marketplace plan changes photo

What consumers need to know about unauthorized Marketplace plan changes

May 20, 2024 – In recent weeks, we’ve seen news reports of Marketplace enrollees’ coverage being switched without their knowledge. Here's what…

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high photo

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high

April 30, 2024 – During the open enrollment period for 2024 health coverage, more than 21.4 million people enrolled in private qualified health plans (QHPs)…

Health insurance for the unemployed photo

Health insurance for the unemployed

April 26, 2024 – When it comes to obtaining health insurance for the self employed, consumers have several coverage options to consider, including ACA…

Six ways federal rule changes might affect Marketplace enrollees photo

Six ways federal rule changes might affect Marketplace enrollees

April 23, 2024 – Federal health insurance rule changes that take effect for coverage in 2025 (and beyond) could affect Marketplace enrollment, essential…

Where Medicaid unwinding and disenrollments stand at the one-year mark photo

Where Medicaid unwinding and disenrollments stand at the one-year mark

April 22, 2024 – Here’s a look at what’s been happening with disenrollments that resulted from Medicaid unwinding – and also a look at the…

6 lessons Mary Lou Retton’s health scare can teach us about coverage photo

6 lessons Mary Lou Retton’s health scare can teach us about coverage

January 23, 2024 – Mary Lou Retton’s health scare story included some important lessons for consumers, many of whom may assume that the celebrity’s health…

Over 9 million Medicaid beneficiaries disenrolled as redeterminations continue photo

Over 9 million Medicaid beneficiaries disenrolled as redeterminations continue

October 25, 2023 – Seven months after states received authorization to start Medicaid redeterminations, the process is proceeding mostly as expected, with…

50 populations whose lives are better thanks to the ACA photo

50 populations whose lives are better thanks to the ACA

September 21, 2023 – Millions of Americans would have worse health insurance – or none at all – without Obamacare's provisions. But the law's protections…

How Friday Health Plans insolvency will affect policyholders in five states photo

How Friday Health Plans insolvency will affect policyholders in five states

July 18, 2023 – Friday Health Plans, which offers coverage in five states, is winding down its business operations. And in at least four of those states,…