Frequently-asked questions by tag
Does the Affordable Care Act make it easier to get individual health insurance?
January 11, 2024 – It's easier to get individual health insurance under the Affordable Care Act, but consumers in the individual market need to be aware that…
Does every business with 50 or more employees pay a penalty if it doesn’t offer ‘affordable, comprehensive’ insurance?
January 10, 2024 – Businesses with 50 or more full-time equivalent (FTE) employees are required to offer comprehensive, affordable health insurance coverage…
Do student health policies have to cover birth control without co-pays?
January 9, 2024 – Although schools with religious objections to contraception are not required to include contraceptive coverage in their student health…
My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?
September 11, 2023 – You cannot qualify for a health insurance premium subsidy unless the insurance your employer offers would force you to kick in more than…
Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan?
July 31, 2023 – Young adults under 26 can get coverage through a parent’s plan even if their school (or their own employer) offers health insurance.…
My health insurance options from my employer are on an exchange. Is this part of Obamacare?
July 31, 2021 – If the health insurance options from your employer are on an exchange, it could be a private exchange – not the Affordable Care Act's…
I work part-time. Am I eligible for a premium subsidy to help me buy insurance?
May 27, 2021 – Your eligibility for a premium subsidy isn't tied to how many hours you work. As long as you meet the income requirements for the premium…
What’s the difference between prescription discount plans and prescription drug insurance?
January 22, 2021 – Prescription discount plans are NOT insurance plans. Discount plans are offered by drug manufacturers, drug stores and membership…
If I have access to health insurance, can my husband’s company deny me coverage?
January 22, 2021 – The ACA requires employers with 50 or more workers to offer coverage to employees and their children (until age 26), but not a spouse. But…