Frequently-asked questions by tag
If I can get health insurance through my employer, can my husband’s company deny me coverage?
November 10, 2025 – Learn whether your spouse’s employer can deny you coverage if you have access to your own employer's coverage – and how the 'working…
I work part-time. Am I eligible for a premium subsidy to help me buy insurance?
December 12, 2024 – Your eligibility for a premium subsidy isn't tied to how many hours you work. As long as you meet the income requirements for the premium…
What’s the difference between prescription discount plans and prescription drug insurance?
December 9, 2024 – Prescription discount plans are NOT insurance plans. Discount plans are offered by drug manufacturers, drug stores and membership…
Do student health policies have to cover birth control without co-pays?
October 28, 2024 – Although schools with religious objections to contraception are not required to include contraceptive coverage in their student health…
My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?
August 23, 2024 – You cannot qualify for a health insurance premium subsidy unless the insurance your employer offers would force you to kick in more than…
Does the Affordable Care Act make it easier to get individual health insurance?
January 11, 2024 – It's easier to get individual health insurance under the Affordable Care Act, but consumers in the individual market need to be aware that…
Does every business with 50 or more employees pay a penalty if it doesn’t offer ‘affordable, comprehensive’ insurance?
January 10, 2024 – Businesses with 50 or more full-time equivalent (FTE) employees are required to offer comprehensive, affordable health insurance coverage…
Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan?
July 31, 2023 – Young adults under 26 can get coverage through a parent’s plan even if their school (or their own employer) offers health insurance.…
My health insurance options from my employer are on an exchange. Is this part of Obamacare?
July 31, 2021 – If the health insurance options from your employer are on an exchange, it could be a private exchange – not the Affordable Care Act's…