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employer-sponsored benefits

Two pill bottles comparing the drug discount plan and drug insurance

What’s the difference between prescription discount plans and prescription drug insurance?

August 31, 2017 – Q: What’s the difference between prescription discount plans and prescription drug insurance? A: There are two basic and very… Read more

Two student shadows on brick questioning health policies about birth control

Do student health policies have to cover birth control without co-pays?

June 8, 2017 – Q. Do student health policies have to cover birth control without co-pays? A. Yes. Policies that began on or after August 1, 2012, are… Read more

Woman at computer with boss pointing trying to figure out if she can buy own insurance instead of employer plan

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

March 29, 2017 – Q: My employer offers insurance, but I think it's too expensive. Can I apply for a subsidy to help me buy my own insurance? A: Probably… Read more

Man with beard explaining employer-sponsored health insurance to a woman

How do the health insurance exchanges affect me if I already have insurance from my employer?

March 29, 2017 – Q: How will the health insurance exchanges affect me if I already have insurance from my employer? A: The marketplace in each state… Read more

Does the Affordable Care Act make it easier to get individual health insurance?

Does the Affordable Care Act make it easier to get individual health insurance?

June 18, 2016 – Q: Does the Affordable Care Act make it easier to get individual health insurance? A: Yes, in several ways, it's easier to get… Read more

If I turn down my employers’ offer of insurance and then am in an accident, don’t I have a right to sign up for coverage?

April 3, 2016 – Q. If I turn down my employers' offer of insurance and then am in an accident, don't I have a right to sign up for coverage? A: No. You… Read more

Will every business with more than 50 employees pay a penalty if they don’t offer ‘affordable, comprehensive’ insurance?

Will every business with more than 50 employees pay a penalty if it doesn’t offer ‘affordable, comprehensive’ insurance?

October 9, 2015 – Q. Will every business with more than 50 employees pay a penalty if they don’t offer "affordable, comprehensive" insurance starting in… Read more

Are employers required by the Affordable Care Act to purchase group insurance for their employees?

Are employers required by the Affordable Care Act to purchase group insurance for their employees?

October 8, 2015 – Q: Are employers required by the Affordable Care Act to purchase group insurance for their employees? A: Yes, depending on their size.… Read more

My health insurance options from my employer are on an exchange. Is this part of Obamacare?

My health insurance options from my employer are on an exchange. Is this part of Obamacare?

October 8, 2015 – Q: My health insurance options from my employer are on an exchange. Is this part of Obamacare? A: It could be, or it could be a private… Read more

If I have access to health insurance, can my husband’s company deny me coverage?

If I have access to health insurance, can my husband’s company deny me coverage?

October 8, 2015 – Q: My husband works for a much larger company than I do. I have always been covered under his plan because it is more affordable than the… Read more

What is a ‘new’ health plan? I’ve heard that only ‘new plans’ cover preventive care without co-pays.

What is a ‘new’ health plan? I’ve heard that only ‘new plans’ cover preventive care without co-pays.

October 7, 2015 – Q. What is a "new" health plan? I’ve heard that only "new plans" will cover preventive care without co-pays. A. True. If you bought… Read more

I work part-time. Am I eligible for a premium subsidy to help me buy insurance?

I work part-time. Am I eligible for a premium subsidy to help me buy insurance?

October 6, 2015 – Q: I work part-time. Will I be eligible for a premium subsidy to help me buy insurance? A: Your eligibility for a premium subsidy isn't… Read more