Health insurance FAQs

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Frequently-asked questions by tag

employer-sponsored benefits

What’s the difference between prescription discount plans and prescription drug insurance?

What’s the difference between prescription discount plans and prescription drug insurance? Read answer

Do student health policies have to cover birth control without co-pays?

Do student health policies have to cover birth control without co-pays? Read answer

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance? Read answer

How do the health insurance exchanges affect me if I already have insurance from my employer?

How do the health insurance exchanges affect me if I already have insurance from my employer? Read answer

Does the Affordable Care Act make it easier to get individual health insurance?

Does the Affordable Care Act make it easier to get individual health insurance? Read answer

If I turn down my employers’ offer of insurance and then am in an accident, don’t I have a right to sign up for coverage?

If I turn down my employers’ offer of insurance and then am in an accident, don’t I have a right to sign up for coverage? Read answer

Will every business with more than 50 employees pay a penalty if they don’t offer ‘affordable, comprehensive’ insurance?

Will every business with more than 50 employees pay a penalty if they don’t offer ‘affordable, comprehensive’ insurance? Read answer

Are employers required by the Affordable Care Act to purchase group insurance for their employees?

Are employers required by the Affordable Care Act to purchase group insurance for their employees? Read answer

My health insurance options from my employer are on an exchange. Is this part of Obamacare?

My health insurance options from my employer are on an exchange. Is this part of Obamacare? Read answer

If I have access to health insurance, can my husband’s company deny me coverage?

If I have access to health insurance, can my husband’s company deny me coverage? Read answer

What is a ‘new’ health plan? I’ve heard that only ‘new plans’ cover preventive care without co-pays.

What is a ‘new’ health plan? I’ve heard that only ‘new plans’ cover preventive care without co-pays. Read answer

I work part-time. Am I eligible for a premium subsidy to help me buy insurance?

I work part-time. Am I eligible for a premium subsidy to help me buy insurance? Read answer

Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan?

Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan? Read answer

What’s the difference between dental insurance and dental discount plans?

What’s the difference between dental insurance and dental discount plans? Read answer

I have excellent coverage through my employer. Will Obamacare improve my coverage or lower my costs?

I have excellent coverage through my employer. Will Obamacare improve my coverage or lower my costs? Read answer

I work for a fast-food franchise and I’ve heard that many of these companies will cut hours for full-time workers so that they don’t have 50 full-time employees. Is this legal?

I work for a fast-food franchise and I’ve heard that many of these companies will cut hours for full-time workers so that they don’t have 50 full-time employees. Is this legal? Read answer

My husband owns a restaurant with 30 employees. In 2014, will he have to start buying insurance for all his workers or pay a penalty?

My husband owns a restaurant with 30 employees. In 2014, will he have to start buying insurance for all his workers or pay a penalty? Read answer

Will mandating that some companies provide health benefits lead to higher unemployment?

Will mandating that some companies provide health benefits lead to higher unemployment? Read answer

I work for a small company, and I have heard that employees at small firms will be able to buy insurance in the Exchanges, where they will receive subsidies. Is this true?

I work for a small company, and I have heard that employees at small firms will be able to buy insurance in the Exchanges, where they will receive subsidies. Is this true? Read answer