Frequently-asked questions by tag
If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?
February 5, 2024 – After open enrollment ends, you generally can't change your policy until the next open enrollment period, unless you experience a…
If I let my health plan auto-renew for January, am I stuck with it for the rest of the year?
February 5, 2024 – In most states, no, but you'll likely only have until January 15 to pick a new plan. After that, you'll need a qualifying event to make a…
I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?
December 21, 2023 – If you purchased ACA-compliant health insurance in Texas and you're moving to Colorado, you'll need to select a new Colorado plan rather…
If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?
November 13, 2023 – Income volatility and its impact on subsidy eligibility have been addressed by various provisions of the ACA and IRS regulations. But since…
If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan?
December 16, 2021 – You can make multiple plan selections during open enrollment, as long as you complete the final plan change by the end of open enrollment.…
I will be retiring from my job in March and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage?
September 15, 2021 – In most cases, you need to be living in a state in order to apply for insurance in that state (although it's possible to obtain coverage…
I was laid off and don’t have any income. What are my health insurance coverage options?
September 15, 2021 – Loss of employer-sponsored insurance because you were laid off counts as a qualifying event, and special enrollment continues for 60 days…
My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?
January 5, 2021 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.…