Find a plan.
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Call our agency partners 866-553-3223

Featured

Featured
13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
6 lessons Mary Lou Retton’s health scare can teach us about coverage
Mary Lou Retton’s health scare story included some important lessons for consumers, many of whom may assume that the celebrity’s health scare is a sign of barriers to affordable health coverage.
Call our agency partners 866-553-3223

Frequently-asked questions by tag

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery? photo

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

February 5, 2024 – After open enrollment ends, you generally can't change your policy until the next open enrollment period, unless you experience a…

If I let my health plan auto-renew for January, am I stuck with it for the rest of the year? photo

If I let my health plan auto-renew for January, am I stuck with it for the rest of the year?

February 5, 2024 – In most states, no, but you'll likely only have until January 15 to pick a new plan. After that, you'll need a qualifying event to make a…

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage? photo

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

December 21, 2023 – If you purchased ACA-compliant health insurance in Texas and you're moving to Colorado, you'll need to select a new Colorado plan rather…

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases? photo

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

November 13, 2023 – Income volatility and its impact on subsidy eligibility have been addressed by various provisions of the ACA and IRS regulations. But since…

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan? photo

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan?

December 16, 2021 – You can make multiple plan selections during open enrollment, as long as you complete the final plan change by the end of open enrollment.…

I will be retiring from my job in March and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage? photo

I will be retiring from my job in March and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage?

September 15, 2021 – In most cases, you need to be living in a state in order to apply for insurance in that state (although it's possible to obtain coverage…

I was laid off and don’t have any income. What are my health insurance coverage options? photo

I was laid off and don’t have any income. What are my health insurance coverage options?

September 15, 2021 – Loss of employer-sponsored insurance because you were laid off counts as a qualifying event, and special enrollment continues for 60 days…

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment? photo

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

January 5, 2021 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.…