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Frequently-asked questions by tag

qualifying event

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

January 22, 2018 – Q. I purchased healthcare insurance under the Affordable Care Act in Texas. I have now moved to Colorado. How do I transfer my coverage? A:… Read more

Woman asleep at desk with alarm clock showing

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year?

January 10, 2018 – Q. If I don't make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? A. Starting in… Read more

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

January 7, 2018 – Q. We have a health insurance policy through our state exchange. We're moving in July, but only about 50 miles away, and we're staying in… Read more

A boy wondering if he can enroll in a new health plan in open enrollment if his employer has a policy

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

January 5, 2018 – Q. My son is covered on my employer's policy through July 31, but because he's about to be 26, he'll have to find his own coverage. Can he… Read more

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

December 28, 2017 – Q: If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out… Read more

I was laid off and don’t have any income. Am I still required to sign up during open enrollment?

I was laid off and don’t have any income. Am I still required to sign up during open enrollment?

December 22, 2017 – Q. I was laid off right before open enrollment ended, and now do not have any income/insurance. Am I still required to sign up for… Read more

Are qualifying events and special enrollment periods the same as they were in prior years?

Are qualifying events and special enrollment periods the same as they were in prior years?

December 21, 2017 – Q. Are qualifying events and special enrollment periods the same as they were in prior years? A. For the most part, yes. Outside of… Read more

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

December 19, 2017 – Q: I've just become self employed and I have no idea what my income will be in 2016. I enrolled through the exchange and projected an… Read more

Where can I find the list of Obamacare qualifying events?

Where can I find the list of Obamacare qualifying events?

December 15, 2017 – Q. Where can I find a list of Obamacare qualifying events? A. The majority of ACA-compliant plans are not available for purchase outside of… Read more

Man running with laptop through a background of clocks

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

December 14, 2017 – Q. If I don't enroll in a health insurance plan by the end of open enrollment (December 15), what options will I have? A. In most cases,… Read more

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan?

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan?

December 12, 2017 – Q. If I already enrolled in a plan for the new year, can I change my mind and pick a different plan instead? A. Yes, you can make… Read more

Is there a minimum age for Obamacare's individual mandate?

Is there a minimum age for Obamacare’s individual mandate?

August 8, 2016 – Q. Is there a minimum age for the ACA's individual mandate? And who is responsible for paying the penalty if a child or young adult… Read more