Frequently-asked questions by tag
I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?
February 2, 2026 – If you purchased ACA-compliant health insurance in Texas and you're moving to Colorado, you'll need to select a new Colorado plan rather…
I was laid off and don’t have any income. What are my health insurance coverage options?
January 29, 2026 – Loss of employer-sponsored insurance because you were laid off counts as a qualifying event, and special enrollment continues for 60 days…
If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?
November 18, 2025 – Learn what happens if you enrolled through the Marketplace and received premium subsidies, but your income ends up being so low that you're…
If I let my health plan auto-renew for January, am I stuck with it for the rest of the year?
September 25, 2025 – In most states, no, but you'll likely only have until January 15 to pick a new plan. After that, you'll need a qualifying event to make a…
If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan?
September 23, 2025 – You can make multiple plan selections during open enrollment, as long as you complete the final plan change by the end of open enrollment.…
I will be retiring from my job in March and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage?
January 31, 2025 – In most cases, you need to be living in a state in order to apply for insurance in that state (although it's possible to obtain coverage…
My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1?
December 5, 2024 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.…
If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?
February 5, 2024 – After open enrollment ends, you generally can't change your policy until the next open enrollment period, unless you experience a…