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uninsured

Obamacare open enrollment window

Fixing Obamacare’s broken window

Spreading out open enrollment would allow carriers and exchanges to maintain level staffing throughout the year, and would result in better customer service with faster processing of applications and policy changes. Obviously it would require a significant public education campaign, and coordinated efforts on the part of carriers to let insureds know about upcoming open enrollment windows.

April 17, 2014

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flushing ACA subsidies

Flushing away $10,000 to ‘just say No’

“The vast majority of our clients are thrilled to find out they qualify for subsidies. But to some people, the premium tax credits feel like something they haven’t “earned” and thus shouldn’t be entitled to use.”

March 27, 2014

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red-state Medicaid expansion

Cruel irony: millions too poor for Medicaid

In states that have not expanded Medicaid, the people who most desperately need help paying for health insurance – those with the lowest incomes – end up in the coverage gap, not eligible for Medicaid and also not eligible for any subsidies to help them pay for a private plan.

March 20, 2014

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coverage-is-good-medicine

Bringing profound change by bus, yet again

Most of the folks we met on the tour were unaware that nearly 6 in 10 people who don’t have health coverage and are eligible for coverage through the new marketplaces can find coverage for $100 or less per month. For instance, a 27-year-old who earns $25,000 annually in the Orlando area can find a Bronze plan that costs $102 per month – or a Silver plan for $145 per month – once tax credits are factored in. A family of four earning $50,000 a year can find a Bronze plan that costs $126 per month after tax credits.

March 2, 2014

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Wall Street Journal ACA

Looking for the down side?

Despite the Journal’s headline, important progress is being made. Millions of people who previously were uninsured because they couldn’t afford coverage – or couldn’t buy it at any price because of preexisting conditions that made them “uninsurable” in the eyes of insurance companies – already are now insured. And millions of others are able to get as good if not better coverage than they had last year at a lower cost.

January 19, 2014

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winners-losers-obamacare

ACA’s winners far outnumber its losers

“OK, people with cancelled insurance policies have a grievance. So does the much larger group of uninsured people with serious diagnosed illnesses who need ACA.”

November 20, 2013

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enrollment-number

The exchange enrollment numbers are out

When will we have enough enrollment data to make a definitive conclusion about the Affordable Care Act’s success? The easiest answer is after March 31, 2014 when open enrollment ends.

November 15, 2013

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Tea Partiers

Health reform haters gone wild

There’s really something about the opposition – for the reasons you described and from the standpoint of sheer governance, the way in which law is supposed to be enacted and enforced in this country – that is very disturbing and a threat to the functioning of our nation.

October 10, 2013

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going bare uninsured

‘Going bare’: risky, irresponsible suggestion

Conservative organizations are mounting a cynical campaign to undermine the Affordable Care Act by encouraging young healthy adults to “go bare.” Telling young adults to “skip the exchanges, and pay the fine,” their apparent goal is to strangle Obamacare in its crib by worsening the risk pool in the new health insurance exchanges.

August 3, 2013

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Families USA Affording Health Coverage

26 million eligible for help paying premiums

We at Families USA estimate that nearly 26 million Americans will be eligible for premium tax credits to help make health coverage affordable.

April 18, 2013

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Latest Obamacare news & opinion

Health Wonk Review June 5 2014

Health Wonk Review for June 5, 2014

If you haven’t gotten your health policy fix, head over to Health Wonk Review –…

fix-obamacare

Looking beyond the botched ACA rollout

"People have given up on the repeal. There are very few people who want Congress to…

price responsive consumers

Figuring out how to put ‘skin in the game’

The studies indicate that people are very responsive to healthcare prices when they see…

Curbside Consult David Cutler

Can we ‘do the right thing’ profitably?

David Cutler was the author of a prescient and scathing 2010 analysis warning of the need…

obamacare-john-kline

Dem ad slays Obamacare-hating Republican

Of the nearly half a billion dollars that has been spent on political ads mentioning the…

health-wonk-review-may-22-2014

Health Wonk Review for May 22, 2014

Summer's here (at least it is where I am) and with it comes a summer-y edition of Health…

Sabrina Corlette health reform

Obamacare: Just what the doctor ordered?

In Part 2 of my conversation with Sabrina Corlette, we talk about whether the Affordable…

Health Wonk Review May - 2014

Health Wonk Review for May 8, 2014

Just a reminder that if you're still looking for some compelling health policy reading…

youth-enrolled-obamacare

‘Bros’ on board – and other promising signs

With 8 million Americans enrolled in Obamacare's exchanges – 28 percent of them young…

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Learn all about health insurance

what is cancer insurance

Will you need a cancer insurance policy?

While the Affordable Care Act has greatly expanded coverage for millions of Americans –…

HealthSourceRI Director works to persuade lawmakers to keep the exchange

Lawmakers in Rhode Island are considering whether or not to switch from the state run…

prescription drug local search

Save on prescription drugs close to home

The good news is that, whether you are insured or uninsured, anyone can utilize a few…

missed Obamacare enrollment deadline

Miss open enrollment? You’ve got options.

Now that open enrollment has ended – and the extensions have passed in most states –…

Will you owe an Obamacare Penalty?

Will you owe a penalty under Obamacare?

If, for whatever reason, you decide not to purchase coverage in 2014, you can use the…

qualifying-event-obamacare

Qualifying events that can get you coverage

Even if you missed the general open enrollment, you could still have an opportunity to…

Health insurance for college students.

Student health insurance

Before college starts, students and their families need to ensure that their health…

Obamacare's essential benefits

Health reform’s 10 essential benefits

The ACA specifies ten benefits be included in all health insurance plans sold on each…

STM: Short Term Medical

Short-term health insurance

Now that the 2014 Obamacare open enrollment period is over, a short-term policy will…

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