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Health Insurance Glossary

Definitions for common health insurance terms

open enrollment

DEFINITION:

ACA open enrollment guide

The Insider’s Guide to Obamacare’s Open Enrollment offers time-saving strategies for selecting coverage during open enrollment. (Click the image for a free download.)

Open enrollment is a window during which individuals and employees may add or drop their health insurance, or make changes to their coverage. Under the ACA, individual health insurance will have open enrollment windows, which apply both in and out of the exchanges (in the past, people could apply at any time, but had to go through medical underwriting).

General open enrollment runs from November 15, 2014 through February 15, 2015. The earliest possible effective date during that open enrollment session will be January 1, 2015.