A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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health insurance exchange

The elephant in the room photo

The elephant in the room

October 17, 2013 – "People like (Marsha) Blackburn are far more interested in making sure that the powerful special interests – the ones who have easy…

The promise of health insurance exchanges photo

The promise of health insurance exchanges

October 11, 2013 – “Even before ACA’s enactment, I felt that health insurance exchanges have the potential – this may be just a dream – to realize…

The state of the state marketplaces photo

The state of the state marketplaces

October 9, 2013 – The high initial traffic numbers are indicative of a program that will be successful overall. Given the propensity to procrastinate when…

‘We’re all in this together.’ photo

‘We’re all in this together.’

October 5, 2013 – ... there is no way around the fact that our coverage is going to be significantly more expensive once our plan renews in 2014. And yet we…

Obamacare and the bad-news bearers photo

Obamacare and the bad-news bearers

September 26, 2013 – In the marketplaces where people who do not have access to employer-sponsored insurance will be purchasing their own coverage, rates will…

‘Is this thing on?’ photo

‘Is this thing on?’

July 11, 2013 – The media's coverage of the implementation of the health care reform law has been so much like the way most reporters cover political…

26 million eligible for help paying premiums photo

26 million eligible for help paying premiums

April 18, 2013 – We at Families USA estimate that nearly 26 million Americans will be eligible for premium tax credits to help make health coverage…

Can we spend less AND improve quality? photo

Can we spend less AND improve quality?

March 11, 2013 – Harold Pollack continues his series of interviews with health policy experts, talking this month with Michael Chernew, Professor of Health…

A family’s health insurance ‘rabbit hole’

April 5, 2012 – Two years from now, when the main pillars of health reform become operative, young families will be able to buy decent coverage through an…