A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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open enrollment

How new carriers in your marketplace could affect your coverage options photo

How new carriers in your marketplace could affect your coverage options

September 14, 2021 – More health insurance carriers are entering ACA's exchanges for 2022. Here's why you should pay attention to new health plans in your…

The COVID SEP ended in most states. The ARP is still making premiums more affordable. photo

The COVID SEP ended in most states. The ARP is still making premiums more affordable.

August 20, 2021 – The American Rescue Plan's enhancements to the Affordable Care Act's health insurance subsidies will continue long after the end of the…

Longer enrollment tops list of proposed marketplace improvements photo

Longer enrollment tops list of proposed marketplace improvements

August 6, 2021 – The Biden administration's proposed rules aimed at ACA's health insurance exchanges would provide for 30 extra days of open enrollment,…

Why you should care about the August 15 special enrollment deadline photo

Why you should care about the August 15 special enrollment deadline

August 1, 2021 – Individual-market consumers hoping to take advantage of the ARP's enhanced health insurance subsidies need act before August 15 to lock in…

Biden administration announces COVID-related special enrollment period photo

Biden administration announces COVID-related special enrollment period

January 28, 2021 – President Biden has signed two executive orders related to healthcare – the first to include a COVID-related special enrollment period on…

The Scoop: health insurance news – January 27, 2021 photo

The Scoop: health insurance news – January 27, 2021

January 27, 2021 – In this edition: open enrollment ends Sunday in California, New York, New Jersey, and Washington, DC; Maryland, Massachusetts, New York…

The Scoop: health insurance news – January 20, 2021 photo

The Scoop: health insurance news – January 20, 2021

January 20, 2021 – In this edition: President Biden's American Recovery Plan calls for additional premium subsidies and COBRA subsidies; open enrollment for…

The Scoop: health insurance news – January 13, 2021 photo

The Scoop: health insurance news – January 13, 2021

January 13, 2021 – In this edition: open enrollment for 2021 coverage ends Friday in CO, CT, PA, NV, and WA; exchange enrollment has already surpassed last…

The Scoop: health insurance news – January 6, 2021 photo

The Scoop: health insurance news – January 6, 2021

January 6, 2021 – In this edition: Democrats projected to win both Georgia Senate races, paving way for various federal health policy reforms; Maryland opens…

The Scoop: health insurance news – December 30, 2020 photo

The Scoop: health insurance news – December 30, 2020

December 30, 2020 – In this edition Open enrollment continues in 11 states and DC, ends Thursday in Idaho Federal protections against surprise balance billing…

The Scoop: health insurance news – December 23, 2020 photo

The Scoop: health insurance news – December 23, 2020

December 23, 2020 – In this edition: Open enrollment continues in 11 states, Washington, DC; enrollment up 6.6% for 2021 in states that use HealthCare.gov;…

The Scoop: health insurance news – December 9, 2020 photo

The Scoop: health insurance news – December 9, 2020

December 9, 2020 – Headlines in this edition: six open enrollment days remaining in most states; Biden selects California AG, ACA defender, to lead HHS;…