A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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repeal and replace

The ‘Trump effect’ on your Obamacare coverage photo

The ‘Trump effect’ on your Obamacare coverage

November 12, 2016 – Donald Trump will be our next president. What exactly does that mean for your health insurance coverage and access to healthcare?…

Obamacare and its future under a new president photo

Obamacare and its future under a new president

November 4, 2016 – Paul Starr wonders whether the nation can ignore a 'drumbeat of cynicism' and deliver health reform gains under a new…

Paul Ryan pulls back the curtain photo

Paul Ryan pulls back the curtain

May 9, 2016 – Ryan’s outlandish proposal is wrong on the facts and ignores recent history. But it does give us a peek at what a Republican replacement…

Look who’s talking about healthcare policy photo

Look who’s talking about healthcare policy

February 26, 2016 – After months of lip service on healthcare, Republican presidential frontrunners unleash a barrage of recycled and nonsensical policy…

GOP candidates and the Faulty Five photo

GOP candidates and the Faulty Five

January 9, 2016 – President Obama vetoed Obamacare repeal legislation this week, but will happen if on January 20, 2017, the day the next president is…

Wriggling out of a post-King crisis photo

Wriggling out of a post-King crisis

May 18, 2015 – If a SCOTUS ruling for the plaintiffs deep-sixes subsidies, could Congressional Republicans manage a 'Houdini-like'…

Don’t let $418 million of FUD fool you photo

Don’t let $418 million of FUD fool you

October 16, 2014 – I should have realized that those who are opposed to the law out of economic self-interest or for political reasons would continue to spend…