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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

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6 lessons Mary Lou Retton’s health scare can teach us about coverage
Mary Lou Retton’s health scare story included some important lessons for consumers, many of whom may assume that the celebrity’s health scare is a sign of barriers to affordable health coverage.
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Bronze plan

What is a Bronze plan?

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ARP subsidies made about 4.9 million eligible for a free Silver health plan. Here's why low-income Bronze plan buyers should consider 'leveling up.'

ARP subsidies made about 4.9 million eligible for a free Silver health plan. Here's why low-income Bronze plan buyers should consider 'leveling up.'
Does it make sense for anyone to buy a Bronze ACA health plan? Yes, but they're a distinct minority of Obamacare private-plan buyers.
Cost-sharing subsidies reduce out-of-pocket spending on Silver plans. Despite lack of federal funding, these benefits remain available to eligible enrollees.
After open enrollment ends, you normally can't change your policy until the next open enrollment period, unless you experience a qualifying event that triggers a special enrollment period.
All plans must cover the same essential benefits, including free preventive care; they all provide comprehensive coverage. But plans with the lowest premiums (Bronze, and to a lesser extent, Silver) require you to pay a larger share of your health costs.