Bronze plans & brokers & benefits … Oh my!

Learning the ABC’s of health insurance? Our glossary covers commonly used industry terms … from Actuary to Waiting Period.

actuary

An actuary is a health insurance carrier number cruncher responsible for determining what premiums the company needs to charge based… Read more

admitting privilege

Admitting privilege is the right granted to a doctor to admit patients to a particular hospital.

advance care planning consultations

A controversial provision of H.R. 3200 would have paid physicians to provide counseling to elderly or terminally ill patients who… Read more

advance directive

An advance directive indicates the person designated to make medical decisions for you if you are unable physically or mentally to… Read more

adverse selection

Adverse selection refers to a situation in which the buyers and sellers of an insurance product do not have the same… Read more

advocacy

Any activity done to help a person or group to get something the person or group needs or wants.

Affordable Care Act (ACA)

The Patient Protection and Affordable Care Act (PPACA) – also known as the Affordable Care Act or ACA, and generally referred to… Read more

agent

An agent is a licensed salesperson who represents one or more health insurance companies and presents their products to consumers.… Read more

annual limit

Some health plans have traditionally had caps on the amount that they would pay in any given year. Even if… Read more

association

Associations can offer group health insurance plans specially designed for their members and that give their members purchasing power because… Read more

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Latest Obamacare news & opinion

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Health Wonk Review for April 10, 2014

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Exchanges: too big to succeed?

This is the time for brainstorming, but how much are we willing to change? Could we…

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Popular FAQs on Obamacare

I purchased health insurance under the affordable care act in Texas, but I have moved to Colorado. How do I transfer my coverage?

Does the open enrollment extension work the same in every state?

I’ve heard the federal government pays for the Medicaid expansion, but only for a few years. Then the state is on the hook for costs?

Does extended open enrollment beyond March 31 apply to plans purchased outside of the exchange?

I will be retiring from my job in August and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage?

I am a 21-year-old dependent living with my parents. I have no wife or kids, so do I apply for health insurance as a household of one and list only my own income? Or do I have to be on my parents’ insurance?

I heard risk pools are closing. I have a pre-existing condition and can’t afford to have a coverage gap. What should I do?

If I qualify for Medicaid, should I worry about the March 31 deadline for open enrollment?

I’ve heard that to qualify for an open enrollment extension, I need to begin my application by March 31. But what do they mean by that?

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You need to know:

The status of your state’s health insurance exchange

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Learn all about health insurance

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Know your health insurance exchanges

The ACA-created health insurance exchanges will be up and running in days, and while…

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Affordable Care Act’s Basic Health Program

Starting this year, the Basic Health Program, a provision of the Affordable Care Act,…

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The unprecedented advantages offered by ACA's SHOP exchanges truly make the law a game…

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The ACA’s cost-sharing subsidies

While the Affordable Care Act's premium subsidies help pay the cost of the health…

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Individual health insurance

If you are self employed, or if your employer does not offer health insurance, you'll…

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Will you owe a penalty under Obamacare?

If, for whatever reason, you decide not to purchase coverage in 2014, you can use the…

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Health reform’s 10 essential benefits

The ACA specifies ten benefits be included in all health insurance plans sold on each…

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