A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-389-0372
Speak with a licensed insurance agent 888-389-0372
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
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Federal poverty level for 2026 coverage
Learn about the federal poverty level (FPL) - also known as federal poverty guidelines - for 2026 coverage. Utilize our FPL calculator to determine your eligibility for Medicaid/CHIP or Marketplace subsidies.

Expert analysis of health reform issues

Show Californians the money photo

Show Californians the money

March 24, 2015 – By acting like a for-profit insurer, Blue Shield is shortchanging the public of the social welfare benefits taxpayers have paid it to…

Justices Kennedy, Roberts are ‘votes in play’ photo

Justices Kennedy, Roberts are ‘votes in play’

March 4, 2015 – This morning, the Supreme Court heard oral arguments in King v. Burwell, the lawsuit that claims that the Affordable Care Act only allows…

Americans know how to shop (even for insurance) photo

Americans know how to shop (even for insurance)

February 27, 2015 – Evidence from the 2014-2015 open enrollment period provides evidence that most buyers are making rational decisions and finding coverage…

If SCOTUS nukes Obamacare, what happens next? photo

If SCOTUS nukes Obamacare, what happens next?

February 23, 2015 – A negotiation will, of course, take place if the Supreme Court drops the King bomb on the ACA. And Michael Leavitt, who sat in Sylvia…

GOP’s plan for the future would take us backward photo

GOP’s plan for the future would take us backward

February 9, 2015 – What are these so-called "new" ideas? They are actually old ideas ... ones we have been hearing about for over a decade. They didn't work…

How subsidy-eligible enrollees got ‘false negatives’ photo

How subsidy-eligible enrollees got ‘false negatives’

February 2, 2015 – By now it's clear that many who are eligible either for subsidized private coverage or Medicaid under the ACA don't know that they're…

Study: The doctor is more likely to see you now photo

Study: The doctor is more likely to see you now

January 21, 2015 – For reasons that baffle me, ACA made Medicaid's enhanced reimbursement temporary. It expired December 31. Fifteen states plan to use their…

For many ACA beneficiaries: ‘Ivy League’ benefits? photo

For many ACA beneficiaries: ‘Ivy League’ benefits?

January 6, 2015 – Contributor Andrew Sprung isn't buying a New York Times article by Robert Pear that describes faculty health coverage at Harvard as 'far…

Santa, please fix the ‘family glitch’ photo

Santa, please fix the ‘family glitch’

December 23, 2014 – There are somewhere between 2 and 4 million people who are impacted by the "family glitch" who are basically missing out on access to…

Hanukkah Harry, enrollment transparency, please photo

Hanukkah Harry, enrollment transparency, please

December 22, 2014 – So what I'd like from Hanukkah Harry this year ... or going forward ... would be I know that recently HealthCare.gov has finally started…

Santa, we need CSR subsidies for Bronze plans photo

Santa, we need CSR subsidies for Bronze plans

December 21, 2014 – For low-income people Bronze plans are very rarely appropriate because the out-of-pocket costs are likely to be so high. Cost-sharing…

Santa, please deliver single-payer healthcare photo

Santa, please deliver single-payer healthcare

December 21, 2014 – "I think that our first step – especially at this holiday season – is to ask for a change of heart … that ultimately, you have to…