A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-383-5527
Speak with a licensed insurance agent 888-383-5527
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
Featured
Federal poverty level for 2026 coverage
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Expert analysis of health reform issues

NAACP boos for Romney only the beginning photo

NAACP boos for Romney only the beginning

July 13, 2012 – Presidential candidate Mitt Romney appears amused during 15 seconds of booing that followed his comment that he would "eliminate every…

Lessons from Health Reform: Then and Now

July 1, 2012 – What the Clinton Administration tried to do with health reform may not have succeeded legislatively, but it taught us a lot of lessons that…

Ah, to be in a red state after health reform!

June 30, 2012 – Supporters of the Affordable Care Act breathed a sigh of relief after Thursday's Supreme Court ruling. Yet many remain worried about the…

Supreme Court upholds individual mandate

June 28, 2012 – We celebrate this decision was a huge win for millions of Americans who have so much at stake. We've said it again and again ... that the…

Health reform and ex-cons photo

Health reform and ex-cons

May 9, 2012 – If I'm trying to sell health reform, the smiling waitress with two kids, the laid-off steel worker, and the 7th grader with cancer work…

A family’s health insurance ‘rabbit hole’

April 5, 2012 – Two years from now, when the main pillars of health reform become operative, young families will be able to buy decent coverage through an…

Supreme Court has the power, but not the social authority, to kill health reform photo

Supreme Court has the power, but not the social authority, to kill health reform

March 30, 2012 – The Court might damage or destroy the centerpiece of the Obama presidency. This would be an abuse of judicial power. It would also hurt…

Will SCOTUS strike down health reform? photo

Will SCOTUS strike down health reform?

March 26, 2012 – I cannot believe for a minute that this Court wants to go down in history as the Gang of Nine that quashed the most important piece of…

Lifetime limits a big (million-dollar) deal

March 6, 2012 – The costs of removing lifetime caps on health insurance coverage are expected to be modest for insurance carriers. The impact for insured…

Young adult coverage saves us all money

December 16, 2011 – Ensuring young adults are covered now saves us all money down the line and gives parents and their kids the peace of mind that they'll have…