A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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Affordable Care Act

Can businesses really NOT afford ACA? photo

Can businesses really NOT afford ACA?

December 1, 2012 – U.S. workers may think ACA-mandated health benefits from their employers are "priceless," but some business owners believe employees and…

Why Obama succeeded and Clinton failed photo

Why Obama succeeded and Clinton failed

November 27, 2012 – Health policy historian Paul Starr, author of Remedy and Reaction, explains why Barack Obama succeeded on health reform while Bill Clinton…

Romney vs. Romney on health reform photo

Romney vs. Romney on health reform

September 27, 2012 – Romney's Massachusetts health reform is simply not the health reform he plans to take to the White House. All Romney has promised is higher…

Makers, takers, and health reform photo

Makers, takers, and health reform

September 3, 2012 – Romney running mate Paul Ryan's speech last week criticized President Obama for enacting "a new entitlement we didn't even ask for." But…

NAACP boos for Romney only the beginning photo

NAACP boos for Romney only the beginning

July 13, 2012 – Presidential candidate Mitt Romney appears amused during 15 seconds of booing that followed his comment that he would "eliminate every…

Lessons from Health Reform: Then and Now

July 1, 2012 – What the Clinton Administration tried to do with health reform may not have succeeded legislatively, but it taught us a lot of lessons that…

Ah, to be in a red state after health reform!

June 30, 2012 – Supporters of the Affordable Care Act breathed a sigh of relief after Thursday's Supreme Court ruling. Yet many remain worried about the…

Supreme Court upholds individual mandate

June 28, 2012 – We celebrate this decision was a huge win for millions of Americans who have so much at stake. We've said it again and again ... that the…

Supreme Court has the power, but not the social authority, to kill health reform photo

Supreme Court has the power, but not the social authority, to kill health reform

March 30, 2012 – The Court might damage or destroy the centerpiece of the Obama presidency. This would be an abuse of judicial power. It would also hurt…

Will SCOTUS strike down health reform? photo

Will SCOTUS strike down health reform?

March 26, 2012 – I cannot believe for a minute that this Court wants to go down in history as the Gang of Nine that quashed the most important piece of…

Lifetime limits a big (million-dollar) deal

March 6, 2012 – The costs of removing lifetime caps on health insurance coverage are expected to be modest for insurance carriers. The impact for insured…

Young adult coverage saves us all money

December 16, 2011 – Ensuring young adults are covered now saves us all money down the line and gives parents and their kids the peace of mind that they'll have…