A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-389-0372
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

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Louise Norris

Medicaid expansion for every state’s stocking? photo

Medicaid expansion for every state’s stocking?

December 20, 2014 – This is really a tragic situation where many, many low-income Americans are not eligible for financial help at all because they live in a…

ACA critics play the ‘rating game’ but it isn’t working photo

ACA critics play the ‘rating game’ but it isn’t working

October 22, 2014 – Last spring, when it was obvious that Obamacare was meeting its enrollment targets for the first year, opponents of the law needed some new…

Exchanges: too big to succeed? photo

Exchanges: too big to succeed?

April 13, 2014 – This is the time for brainstorming, but how much are we willing to change? Could we revamp the whole process if it meant a more…

Flushing away $10,000 to ‘just say No’ photo

Flushing away $10,000 to ‘just say No’

March 27, 2014 – "The vast majority of our clients are thrilled to find out they qualify for subsidies. But to some people, the premium tax credits feel…

Just how bad are junk health policies? photo

Just how bad are junk health policies?

January 10, 2014 – In the pre-2014 individual health insurance market, the plan options ran the gamut from great to horrible. How could such worthless…

Red state pain won’t be limited to poor photo

Red state pain won’t be limited to poor

October 30, 2013 – Not only will the states end up paying billions of dollars in uncompensated care for residents who remain uninsured, but private health…

Seeing red over ACA obstruction photo

Seeing red over ACA obstruction

October 19, 2013 – One of the great ironies of the implementation of the ACA is that the states where the law is most needed also tend to be the states…

A fuss over subsidies for Congressional staff photo

A fuss over subsidies for Congressional staff

August 7, 2013 – The decision to let Congressional staffers keep their federal subsidies to help buy coverage through the exchanges makes sense from a human…