A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by year

2015

LGBT gains under ACA are all about equality photo

LGBT gains under ACA are all about equality

December 10, 2015 – If you’re not lesbian, gay, bisexual or transgender, it might be tough to appreciate just how important the Affordable Care Act is to the…

Why 13 states have highest health insurance rates photo

Why 13 states have highest health insurance rates

December 9, 2015 – Five of the seven least populated states in the U.S. are on the list of states where premiums in a metropolitan area are the highest (and…

Relief from the shock of ‘surprise medical bills’? photo

Relief from the shock of ‘surprise medical bills’?

December 4, 2015 – Of all the failings in the U.S. healthcare system, among the most outrageous is the balance billing of insured patients at in-network…

A state-by-state fix for network adequacy issues? photo

A state-by-state fix for network adequacy issues?

December 1, 2015 – The Network Adequacy Model Act provides draft legislation for state laws that will ensure network adequacy in health insurance plans.…

Kentucky can’t afford to undo health reform gains photo

Kentucky can’t afford to undo health reform gains

November 24, 2015 – Health care reform is working, and Kentucky not only can afford to continue it, we can’t afford not to continue it. – Kentucky Gov.…

Why she’s giving thanks for Obamacare photo

Why she’s giving thanks for Obamacare

November 23, 2015 – Obamacare offers peace of mind Khallilah Watkins didn’t have before – even when she was covered through an employer plan. Three years…

Why 13 states have lower health insurance rates photo

Why 13 states have lower health insurance rates

November 19, 2015 – Thirteen states have managed to keep health insurance premiums among the lowest in the country. What's their…

Medicaid: Worst insurance in America? photo

Medicaid: Worst insurance in America?

November 17, 2015 – When it comes to children with special health care needs, Medicaid is often better than the available public or private alternatives. The…

A dream come true (and a nightmare ended) photo

A dream come true (and a nightmare ended)

November 11, 2015 – Shirley Cayko dreamed of opening her own mental health practice, but held off because she was quoted health insurance premiums of $5,000 a…

Obamacare: A Stepping Stone? photo

Obamacare: A Stepping Stone?

November 9, 2015 – The following guest post is from Simon F. Haeder, the winner of healthinsurance.org's 2014 Health Wonk Scholarship. Haeder is a Ph.D.…

Is CarsonCare really ‘out of the box’? photo

Is CarsonCare really ‘out of the box’?

October 28, 2015 – If President Carson would somehow be able to persuade Congress – even a GOP-controlled Congress – to go along with his HSA-for-all…

Pre-existing conditions? ‘No such thing’ photo

Pre-existing conditions? ‘No such thing’

October 23, 2015 – Patrick Carr went an awfully long time without health insurance. For someone living with two chronic health conditions — asthma and high…