A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by year

2015

The life-or-death impact of King v. Burwell photo

The life-or-death impact of King v. Burwell

June 3, 2015 – "There are people who are going to survive because they have gotten insurance through Obamacare – there are people who will not die…

Under the radar: still too many underinsured in U.S. photo

Under the radar: still too many underinsured in U.S.

May 22, 2015 – The Affordable Care Act has taken a big bite out of the ranks of the uninsured. But the underlying cost of healthcare in the United States…

Luis Lang wants to be Obamacare’s ‘poster child’ photo

Luis Lang wants to be Obamacare’s ‘poster child’

May 22, 2015 – Luis Lang has been working the phones to secure a spot on national television so he can help others like him who may be missing out on…

Four stories more deserving than Luis Lang’s? photo

Four stories more deserving than Luis Lang’s?

May 21, 2015 – These are just a few of the 110,000 GoFundMe pages that have been created to help people who are in dire straits at the intersection of…

Letting the air out of rate-increase hysteria photo

Letting the air out of rate-increase hysteria

May 19, 2015 – The 2016 rate-increase hysteria has already started. Before you freak out, here are four things to remember about premium-hike…

Wriggling out of a post-King crisis photo

Wriggling out of a post-King crisis

May 18, 2015 – If a SCOTUS ruling for the plaintiffs deep-sixes subsidies, could Congressional Republicans manage a 'Houdini-like'…

A conversation with crowdfunder Luis Lang photo

A conversation with crowdfunder Luis Lang

May 16, 2015 – Below is a transcript of my phone conversation with Luis Lang, a Republican South Carolinian who established a GoFundMe appeal to help with…

Obamacare supporters’ compassionate response photo

Obamacare supporters’ compassionate response

May 13, 2015 – Luis Lang is not the only conservative who needs serious help. Millions of low-income, sick, or injured Americans are uninsured or going…

How red states propped up HealthCare.gov photo

How red states propped up HealthCare.gov

March 31, 2015 – Red-state governors and legislatures that refused the Affordable Care Act's Medicaid expansion were probably aiming to help the ACA die the…

Show Californians the money photo

Show Californians the money

March 24, 2015 – By acting like a for-profit insurer, Blue Shield is shortchanging the public of the social welfare benefits taxpayers have paid it to…

Justices Kennedy, Roberts are ‘votes in play’ photo

Justices Kennedy, Roberts are ‘votes in play’

March 4, 2015 – This morning, the Supreme Court heard oral arguments in King v. Burwell, the lawsuit that claims that the Affordable Care Act only allows…

Americans know how to shop (even for insurance) photo

Americans know how to shop (even for insurance)

February 27, 2015 – Evidence from the 2014-2015 open enrollment period provides evidence that most buyers are making rational decisions and finding coverage…