A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-389-0372
Speak with a licensed insurance agent 888-389-0372
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
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Federal poverty level for 2026 coverage
Learn about the federal poverty level (FPL) - also known as federal poverty guidelines - for 2026 coverage. Utilize our FPL calculator to determine your eligibility for Medicaid/CHIP or Marketplace subsidies.

Expert analysis of health reform issues

Will health reform still be a ‘BFD’ in 2014? photo

Will health reform still be a ‘BFD’ in 2014?

January 28, 2014 – In the final segment of our interview, Jon provides a short list of indicators he expects to use in the coming year to determine whether…

Obamacare pitfalls and protections photo

Obamacare pitfalls and protections

January 27, 2014 – In Part 1 of my interview with Jonathan Cohn, we talked about what’s working with the Affordable Care Act (and what’s not) – and also…

The State of Obamacare photo

The State of Obamacare

January 26, 2014 – This week, we have a return appearance by Jonathan Cohn, senior editor at The New Republic. He's one of the nation's most widely read and…

Help paying for insurance? Not interested. photo

Help paying for insurance? Not interested.

January 20, 2014 – A U.S. District Court ruling last week will ensure ACA's subsidies for millions who desperately need help with premiums, but surely…

Looking for the down side? photo

Looking for the down side?

January 19, 2014 – Despite the Journal’s headline, important progress is being made. Millions of people who previously were uninsured because they…

Just how bad are junk health policies? photo

Just how bad are junk health policies?

January 10, 2014 – In the pre-2014 individual health insurance market, the plan options ran the gamut from great to horrible. How could such worthless…

Don’t expect ‘spiraling premiums’ in 2015 photo

Don’t expect ‘spiraling premiums’ in 2015

January 4, 2014 – Reinsurance, risk corridors and risk adjustment are ACA provisions specifically designed to stabilize new health plans, especially in the…

Anatomy of an Obamacare ‘horror story’ photo

Anatomy of an Obamacare ‘horror story’

January 3, 2014 – "A lack of fact checkers does not explain why the newspaper ignored the news that one of its 'victims' had found good coverage. No editor's…

Medicaid – and what having it means to ERs photo

Medicaid – and what having it means to ERs

January 2, 2014 – Although the dollars at stake are small, this finding will probably generate much partisan sniping related to health reform. Liberals will…

Obamacare’s ‘victims’ photo

Obamacare’s ‘victims’

January 2, 2014 – When ‘victims’ step forward, reporters need to investigate these claims. If newspaper editors and television producers are willing to…

2014: A very good year for health coverage photo

2014: A very good year for health coverage

December 31, 2013 – Many of the newly insured are among the millions who have been unable to afford coverage in the past or have not been able to buy it at any…

What isn’t catastrophic for Obamacare photo

What isn’t catastrophic for Obamacare

December 23, 2013 – "I'm not surprised by the hyperbole. Ever since the story of cancelled policies broke, media coverage of the problem has verged on…