A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-389-0372
Speak with a licensed insurance agent 888-389-0372
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
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Federal poverty level for 2026 coverage
Learn about the federal poverty level (FPL) - also known as federal poverty guidelines - for 2026 coverage. Utilize our FPL calculator to determine your eligibility for Medicaid/CHIP or Marketplace subsidies.

Expert analysis of health reform issues

ACA benefits far outweigh tax-time burdens photo

ACA benefits far outweigh tax-time burdens

August 23, 2013 – When we move to a system that requires insurers to send tax forms to insureds, it's unlikely to be any more complicated than the tax forms…

Re-envisioned reform: a ‘gigantic blunder’? photo

Re-envisioned reform: a ‘gigantic blunder’?

August 18, 2013 – Last week, eight prominent health policy analysts released a new health plan at the conservative think tank, American Enterprise Institute.…

A fuss over subsidies for Congressional staff photo

A fuss over subsidies for Congressional staff

August 7, 2013 – The decision to let Congressional staffers keep their federal subsidies to help buy coverage through the exchanges makes sense from a human…

30 economists: We need individual mandate photo

30 economists: We need individual mandate

July 18, 2013 – Yesterday, a small group of health policy experts organized by David Cutler, Jon Gruber, and me wrote a simple letter to Congress laying…

‘Is this thing on?’ photo

‘Is this thing on?’

July 11, 2013 – The media's coverage of the implementation of the health care reform law has been so much like the way most reporters cover political…

Projections evidence ‘rate shock is a crock’ photo

Projections evidence ‘rate shock is a crock’

May 28, 2013 – Critics of Obamacare who warned us that health reform would result in "rate shock" haven't had much to say lately thanks to surprisingly…

The ACA and mental health coverage photo

The ACA and mental health coverage

May 17, 2013 – Perhaps the most under-covered aspect of health reform is its dramatic expansion of coverage for the treatment of psychiatric and substance…

Medicare Advantage – or DISAdvantage? photo

Medicare Advantage – or DISAdvantage?

April 18, 2013 – Wendell Potter says he believes his mother is alive today because she was disenrolled from a Medicare Advantage plan that wouldn't have…

26 million eligible for help paying premiums photo

26 million eligible for help paying premiums

April 18, 2013 – We at Families USA estimate that nearly 26 million Americans will be eligible for premium tax credits to help make health coverage…

Title of Congressional hearing said it all:

March 19, 2013 – I was stunned when Rep. Renee Ellmers (R-N.C.), accused me of being disingenuous because I told the story of a Florida woman who might be…

Can we spend less AND improve quality? photo

Can we spend less AND improve quality?

March 11, 2013 – Harold Pollack continues his series of interviews with health policy experts, talking this month with Michael Chernew, Professor of Health…

The ‘wild ride’ ahead for Obamacare photo

The ‘wild ride’ ahead for Obamacare

February 15, 2013 – Harold Pollack talks with Jonathan Cohn, Senior Editor of The New Republic about the "wild ride" ahead for the Affordable Care Act, now…