A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

Expert analysis of health reform issues

Title of Congressional hearing said it all:

March 19, 2013 – I was stunned when Rep. Renee Ellmers (R-N.C.), accused me of being disingenuous because I told the story of a Florida woman who might be…

Can we spend less AND improve quality? photo

Can we spend less AND improve quality?

March 11, 2013 – Harold Pollack continues his series of interviews with health policy experts, talking this month with Michael Chernew, Professor of Health…

The ‘wild ride’ ahead for Obamacare photo

The ‘wild ride’ ahead for Obamacare

February 15, 2013 – Harold Pollack talks with Jonathan Cohn, Senior Editor of The New Republic about the "wild ride" ahead for the Affordable Care Act, now…

Consumer protections in industry crosshairs photo

Consumer protections in industry crosshairs

January 25, 2013 – If you're a 20- or 30-something and have health coverage, you're being targeted by insurance industry campaign to eliminate two important…

How I became a health policy wonk, my favorite policy charts, and what’s ahead for health reform photo

How I became a health policy wonk, my favorite policy charts, and what’s ahead for health reform

January 11, 2013 – Harold Pollack talks with blogger Aaron Carroll about how he became a policy wonk, about his favorite health policy charts and the road…

Can businesses really NOT afford ACA? photo

Can businesses really NOT afford ACA?

December 1, 2012 – U.S. workers may think ACA-mandated health benefits from their employers are "priceless," but some business owners believe employees and…

Why Obama succeeded and Clinton failed photo

Why Obama succeeded and Clinton failed

November 27, 2012 – Health policy historian Paul Starr, author of Remedy and Reaction, explains why Barack Obama succeeded on health reform while Bill Clinton…

Romney vs. Romney on health reform photo

Romney vs. Romney on health reform

September 27, 2012 – Romney's Massachusetts health reform is simply not the health reform he plans to take to the White House. All Romney has promised is higher…

Makers, takers, and health reform photo

Makers, takers, and health reform

September 3, 2012 – Romney running mate Paul Ryan's speech last week criticized President Obama for enacting "a new entitlement we didn't even ask for." But…

Health reform: it’s having each other’s back photo

Health reform: it’s having each other’s back

August 17, 2012 – Alleged Obamacare-related increase in price of Papa John's pizza ? 11 cents. Ensuring working Americans have a health care safety net?…

NAACP boos for Romney only the beginning photo

NAACP boos for Romney only the beginning

July 13, 2012 – Presidential candidate Mitt Romney appears amused during 15 seconds of booing that followed his comment that he would "eliminate every…

Lessons from Health Reform: Then and Now

July 1, 2012 – What the Clinton Administration tried to do with health reform may not have succeeded legislatively, but it taught us a lot of lessons that…