A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

Expert analysis of health reform issues

The Scoop: health insurance news – January 20, 2021 photo

The Scoop: health insurance news – January 20, 2021

January 20, 2021 – In this edition: President Biden's American Recovery Plan calls for additional premium subsidies and COBRA subsidies; open enrollment for…

The Scoop: health insurance news – January 13, 2021 photo

The Scoop: health insurance news – January 13, 2021

January 13, 2021 – In this edition: open enrollment for 2021 coverage ends Friday in CO, CT, PA, NV, and WA; exchange enrollment has already surpassed last…

The Scoop: health insurance news – January 6, 2021 photo

The Scoop: health insurance news – January 6, 2021

January 6, 2021 – In this edition: Democrats projected to win both Georgia Senate races, paving way for various federal health policy reforms; Maryland opens…

The Scoop: health insurance news – December 30, 2020 photo

The Scoop: health insurance news – December 30, 2020

December 30, 2020 – In this edition Open enrollment continues in 11 states and DC, ends Thursday in Idaho Federal protections against surprise balance billing…

The Scoop: health insurance news – December 23, 2020 photo

The Scoop: health insurance news – December 23, 2020

December 23, 2020 – In this edition: Open enrollment continues in 11 states, Washington, DC; enrollment up 6.6% for 2021 in states that use HealthCare.gov;…

The Scoop: health insurance news – December 9, 2020 photo

The Scoop: health insurance news – December 9, 2020

December 9, 2020 – Headlines in this edition: six open enrollment days remaining in most states; Biden selects California AG, ACA defender, to lead HHS;…

The Scoop: health insurance news – December 2, 2020 photo

The Scoop: health insurance news – December 2, 2020

December 2, 2020 – In this week's edition of The Scoop: open enrollment ends in 13 days in most states; Oregon's congressional delegation asks HHS to extend…

The Scoop: health insurance news – November 25, 2020 photo

The Scoop: health insurance news – November 25, 2020

November 25, 2020 – In this edition: enrollments have surpassed 3 million nationwide; Get Covered 2021 coalition seeks to slow the spread of COVID, get…

The Scoop: health insurance news – November 18, 2020 photo

The Scoop: health insurance news – November 18, 2020

November 18, 2020 – This week's health insurance headlines include: early open enrollment data indicate individual-market enrollment is trending higher than…

The Scoop: health insurance news – November 11, 2020 photo

The Scoop: health insurance news – November 11, 2020

November 11, 2020 – In this edition of The Scoop: oral arguments heard by Supreme Court in California v. Texas; open enrollment is underway nationwide; medical…

The Scoop: health insurance news – November 5, 2020 photo

The Scoop: health insurance news – November 5, 2020

November 5, 2020 – In this edition: open enrollment is underway nationwide; Georgia receives federal approval to eliminate its health insurance exchange;…

The Scoop: health insurance news – October 28, 2020 photo

The Scoop: health insurance news – October 28, 2020

October 28, 2020 – In this week's edition of The Scoop: ACA open enrollment starts Sunday; 2021 health plan browsing now enabled nearly nationwide; election…