What are the deadlines for the ACA’s open enrollment period?

March 1, 2025 – A list of the open enrollment deadlines for enrollment in 2025 ACA-compliant health insurance in every state. Open enrollment runs from…

Should I let my individual health insurance plan automatically renew?

January 16, 2025 – If you have a health plan in the individual market, on-exchange or off-exchange, you can probably just let it renew for the coming year…

Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?

January 16, 2025 – You can buy insurance in the exchange during open enrollment and drop your COBRA insurance. Once you’re enrolled in a plan for January,…

If someone decides to not buy health insurance and is injured in accident, what happens?

December 9, 2024 – When a patient arrives at the emergency room and is uninsured and unable to pay for his care, staff there are required by law only to…

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1?

December 5, 2024 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.…

My new job will offer health benefits. Can I drop my ACA coverage when those benefits start?

November 12, 2024 – When you enroll in an individual health insurance policy, you're on a month-to-month contract. So you can cancel anytime, effective at…

Can I buy Marketplace health insurance for someone else?

October 21, 2024 – You can generally buy Marketplace health insurance for certain other persons. The details vary, however, depending on whether you’ll also…

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

October 16, 2024 – Your options for coverage are very limited if you don't enroll in a plan by the end of open enrollment in your state. The open enrollment…

What happens if I don’t buy ACA-compliant health insurance?

September 18, 2024 – What happens if I don't buy ACA-compliant health insurance? It depends on where you live and what medical care you end up needing during…

If I enroll in the exchange, will that coverage take effect immediately?

September 9, 2024 – If you enroll through your marketplace your coverage effective date mostly depends on whether you're enrolling during open enrollment or a…

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

August 26, 2024 – If you purchased ACA-compliant health insurance in Texas and you're moving to Colorado, you'll need to select a new Colorado plan rather…

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

August 26, 2024 – A move that doesn't take you out of state may still be a qualifying event. It depends on whether the health plans available in your new…