My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?
October 26, 2020 – Q: My employer offers insurance, but I think it's too expensive. Can I apply for a subsidy to help me buy my own insurance? A: Probably… Read more
October 21, 2020 – An off-exchange plan is a health insurance policy that is purchased directly from an insurance company or through an agent or broker,… Read more
October 5, 2020 – Q: What type of health insurance exchange does my state have? A: As of the 2020 plan year (starting with enrollment in the fall of 2019),… Read more
We’re a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges?
August 14, 2020 – Q. We're a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the… Read more
August 12, 2020 – An individual's decision to "gamble" and go without health insurance can result in uncompensated care – a financial burden on hospitals… Read more
July 12, 2020 – Q. Do health insurance plans in ACA's exchanges cover abortion? A. Some do, and some don't. They are not required to, and in some states,… Read more
June 13, 2020 – Q. I keep hearing about the "coverage gap" in states that are not expanding Medicaid. Can you explain what that means and who it affects?… Read more
May 13, 2020 – Q: My health insurance options from my employer are on an exchange. Is this part of Obamacare? A: It could be, or it could be a private… Read more
May 13, 2020 – Q. I've heard that under the ACA, smokers have to pay 50 percent more for insurance – and that, even if they qualify for a tax credit,… Read more
January 25, 2020 – Q. I’m 24 and a graduate student. I can get health coverage through my university, but my father has an excellent plan at work, and he… Read more
January 20, 2020 – Q: I’ve heard that the ACA's premium subsidies will only help a person buy a Silver plan which pays for just 70 percent of average… Read more
I understand that subsidies come in the form of tax credits. But I’m unemployed and probably won’t owe any taxes. How would the subsidy help me?
January 20, 2020 – A: The premium subsidy offered through the exchanges is a tax credit, but it differs from some other tax credits in two important ways.… Read more