Health insurance FAQs

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Frequently-asked questions by tag

health insurance exchange

If I don’t enroll in a plan by the open enrollment deadline, what are my options after that?

If I didn’t enroll in a plan by the open enrollment deadline, what are my options now? Read answer

Make your health insurance premium payment before the grace period expires!

What happens if I don’t make my premium payment by the end of the grace period? Read answer

What type of exchange does my state have?

What type of health insurance exchange does my state have? Read answer

What happens if my income changes and my premium subsidy is too big? Will I have to repay it?

What happens if my income changes and my premium subsidy is too big? Will I have to repay it? Read answer

If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier?

If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier? Read answer

How much training do the ACA’s Navigators receive?

How much training do the ACA’s Navigators receive? Read answer

How do the ACA’s health insurance exchanges interact with critical illness plans? Source: https://www.healthinsurance.org/faqs/how-will-the-acas-health-insurance-exchanges-interact-with-critical-illness-plans

How do the ACA’s health insurance exchanges interact with critical illness plans? Read answer

Do 'Gold' exchange plans offer more generous coverage than Bronze or Silver plans?

Do ‘Gold’ exchange plans offer more generous coverage than Bronze or Silver plans? Read answer

Does the Affordable Care Act make it easier to get individual health insurance?

Does the Affordable Care Act make it easier to get individual health insurance? Read answer

Does Obamacare cover vision care?

How is vision care covered under Obamacare? Read answer

Is everyone who makes too much for ACA subsidies going to see big premium increases?

Is everyone who makes too much for ACA subsidies going to see big premium increases? Read answer

How do the health insurance exchanges affect me if I already have insurance from my employer?

How do the health insurance exchanges affect me if I already have insurance from my employer? Read answer

Should I buy the health plan my college offers? or buy through an ACA exchange?

Should I buy the health plan my college offers? or buy through an ACA exchange? Read answer

I earn too much to qualify for a subsidy. Why should I buy through an exchange?

I earn too much to qualify for a subsidy. Why should I buy through an exchange? Read answer

How do I tell whether I’m eligible for expanded Medicaid or plan through my state’s exchange?

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange? Read answer

We’re moving 50 miles, but staying in the same state. Is that a qualifying event? Read answer

If I have insurance through my employer, can my spouse get coverage through the exchange?

If I have insurance through my employer, can my spouse get coverage through the exchange? Read answer

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately? Read answer

grandmothered-individual-plan

Should I keep my grandmothered individual health policy or switch to an ACA-compliant plan? Read answer

Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?

Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point? Read answer