Frequently-asked questions by tag

health insurance exchange

Can small businesses use the ACA’s health insurance marketplaces (exchanges)?

December 12, 2018 – Q: Can small businesses use the ACA’s health insurance marketplaces (exchanges)? A: In most states, not anymore. But some state-run… Read more

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

November 14, 2018 – Q: I'm self-employed, so my income varies from one year to the next. I enrolled through the exchange and projected an income that makes me… Read more

Are visits to the chiropractor or physical therapist covered under the Affordable Care Act?

Are visits to the chiropractor or physical therapist covered under the Affordable Care Act?

November 9, 2018 – Q. Are visits to the chiropractor or physical therapist covered under the Affordable Care Act? A. All ACA-compliant individual and small… Read more

Man standing in middle of multiple roads wondering what type of health exchange his state has

What type of health insurance exchange does my state have?

October 28, 2018 – Q: What type of health insurance exchange does my state have? A: As of 2018, there are 12 state-based marketplaces, five state-based… Read more

Man running with laptop through a background of clocks

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

August 1, 2018 – Q. If I don't enroll in a health insurance plan by the end of open enrollment (December 15), what options will I have? A. In most cases,… Read more

My eligibility for Medicaid depends on how my income compares to the Federal Poverty Level. Can you spell out what that means in dollars?

My eligibility for Medicaid depends on how my income compares to 138 percent of the Federal Poverty Level. Can you spell out what that means in dollars?

June 16, 2018 – Q. I know that whether I qualify for expanded ­Medicaid depends on how my income compares with 138 percent of the Federal Poverty Level… Read more

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately?

May 12, 2018 – Q: If I enroll in the exchanges, will that coverage take effect immediately? What's the earliest my coverage will take effect after I… Read more

Is pediatric dental coverage included in exchange plans?

Is pediatric dental coverage included in exchange plans?

April 30, 2018 – Q: Can you explain the requirements for pediatric dental coverage? I've read that it's an essential health benefit that has to be covered… Read more

What is the ACA’s catastrophic plan and who is eligible?

What is the ACA’s catastrophic plan and who is eligible?

April 29, 2018 – The catastrophic plan is available to people under age 30, or people 30 and older who qualify for a hardship exemption from the ACA's… Read more

I’m 24. How do I choose between coverage from my father’s plan and an exchange plan?

April 26, 2018 – If you have a choice of getting your health coverage from your parent's employer or buying your own plan through the exchange instead,… Read more

Can health insurance policies still have lifetime benefit maximums? What about annual benefit maximums?

February 23, 2018 – Q.  Can health insurance policies still have lifetime benefit maximums?  What about annual benefit maximums? A.  All new individual… Read more

My college offers health insurance. Can I purchase coverage through the exchange instead?

February 16, 2018 – Q. I’m a college student and my school offers health insurance. But I would rather purchase my own coverage in the exchange where I would… Read more