Frequently-asked questions by tag

Man standing in middle of multiple roads wondering what type of health exchange his state has

What type of health insurance exchange does my state have?

June 18, 2020 – Q: What type of health insurance exchange does my state have? A: As of the 2020 plan year (starting with enrollment in the fall of 2019),… Read more

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

June 17, 2020 – Q: I'm self-employed, so my income varies from one year to the next. I enrolled through the exchange and projected an income that makes me… Read more

Are child-only policies available through the exchanges?

Are child-only policies available through the exchanges?

June 15, 2020 – You can purchase a child-only policy for your daughter, either in the exchange or off-exchange. If you qualify for a subsidy to help pay… Read more

How does my access to employer-sponsored coverage impact my eligibility for subsidized coverage through the exchanges?

June 3, 2020 – A. You're correct that your household income is within the subsidy eligibility range. However, subsidy eligibility is also determined by… Read more

My health insurance options from my employer are on an exchange. Is this part of Obamacare?

My health insurance options from my employer are on an exchange. Is this part of Obamacare?

May 13, 2020 – Q: My health insurance options from my employer are on an exchange. Is this part of Obamacare? A: It could be, or it could be a private… Read more

Are smokers unable to afford insurance under the ACA?

Are smokers unable to afford insurance under the ACA?

May 13, 2020 – Q. I've heard that under the ACA, smokers have to pay 50 percent more for insurance – and that, even if they qualify for a tax credit,… Read more

What are the household income limits for ACA subsidies?

I am on Medicare and Social Security. My wife is self employed and needs insurance from the state exchange. How do we figure our household income?

April 2, 2020 – Q: I am on Medicare and Social Security, my wife recently became self-employed and needs insurance from the state exchange. How do we… Read more

Is everyone who makes too much for ACA subsidies going to see big premium increases?

Did health insurance premiums go up for 2020? or down? I’m seeing different headlines.

February 11, 2020 – Q. I'm seeing a lot of differing headlines about health insurance rates for 2020 – some say rates are going up, some say they're going… Read more

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance under the exchanges?

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance under the exchanges?

February 3, 2020 – But for retirees, the guidelines are more relaxed. Retirees who have access to a plan that provides minimum essential coverage can still… Read more

Is pediatric dental coverage included in exchange plans?

Is pediatric dental coverage included in exchange plans?

January 26, 2020 – Q: Can you explain the requirements for pediatric dental coverage? I've read that it's an essential health benefit that has to be covered… Read more

Regardless of where you get your health insurance, you (and the IRS) will get a tax form from your employer, insurance company, or exchange each year showing that you had coverage during the previous year.

Who is keeping track of whether I buy health insurance through the exchanges?

January 25, 2020 – Regardless of where you get your health insurance, you (and the IRS) will get a tax form from your employer, insurance company, or exchange… Read more

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately?

January 1, 2020 – Q: If I enroll in the exchanges, will that coverage take effect immediately? What's the earliest my coverage will take effect after I… Read more