October 15, 2019 – If recipients end up earning more than anticipated, they could have to pay back some of the subsidy. This can catch people off guard,… Read more
If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?
October 15, 2019 – Q: I'm self-employed, so my income varies from one year to the next. I enrolled through the exchange and projected an income that makes me… Read more
October 8, 2019 – Q: What type of health insurance exchange does my state have? A: As of the 2020 plan year (starting with enrollment in the fall of 2019),… Read more
We get health insurance through my job, but the coverage isn’t very good. Can I enroll in an exchange plan instead, and get a subsidy to help pay for it?
October 8, 2019 – Just about anyone can enroll in an exchange plan. But eligibility for a subsidy depends on how much your group plan costs and the quality… Read more
September 23, 2019 – Q: If I enroll in the exchanges, will that coverage take effect immediately? What's the earliest my coverage will take effect after I… Read more
May 14, 2019 – Q. My 21-year-old son is in college. I know he could stay on my employer's plan until he is 26. But he might be able to get better coverage… Read more
May 14, 2019 – Q. Next year, I start college and I’m trying to decide whether I would be better off enrolling in the plan my college offers, buying my… Read more
April 16, 2019 – Q. Can small businesses use the ACA’s health insurance marketplaces (exchanges)? A. The Affordable Care Act included an enrollment… Read more
February 6, 2019 – Q. Are visits to the chiropractor or physical therapist covered under the Affordable Care Act? A. All ACA-compliant individual and small… Read more
My wife and I each make about $40,000 a year. If we file our taxes separately, can we each qualify for an exchange subsidy?
January 3, 2019 – Q. My wife and I each make about $40,000/year. If we file our taxes separately, can we each qualify for an exchange subsidy? A. No. … Read more
If I decline my employer-sponsored plan and try to get a subsidized exchange plan, will the IRS know?
December 17, 2018 – Q. If I decline by employer-sponsored health plan and apply through the exchange instead - and try to get a premium subsidy - would the… Read more