Frequently-asked questions by tag

health insurance exchange

Man running with laptop through a background of clocks

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

August 1, 2018 – Q. If I don't enroll in a health insurance plan by the end of open enrollment (December 15), what options will I have? A. In most cases,… Read more

My eligibility for Medicaid depends on how my income compares to the Federal Poverty Level. Can you spell out what that means in dollars?

My eligibility for Medicaid depends on how my income compares to 138 percent of the Federal Poverty Level. Can you spell out what that means in dollars?

June 16, 2018 – Q. I know that whether I qualify for expanded ­Medicaid depends on how my income compares with 138 percent of the Federal Poverty Level… Read more

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately?

May 12, 2018 – Q: If I enroll in the exchanges, will that coverage take effect immediately? What's the earliest my coverage will take effect after I… Read more

Is pediatric dental coverage included in exchange plans?

Is pediatric dental coverage included in exchange plans?

April 30, 2018 – Q: Can you explain the requirements for pediatric dental coverage? I've read that it's an essential health benefit that has to be covered… Read more

What is the ACA’s catastrophic plan and who is eligible?

What is the ACA’s catastrophic plan and who is eligible?

April 29, 2018 – The catastrophic plan is available to people under age 30, or people 30 and older who qualify for a hardship exemption from the ACA's… Read more

I’m 24. How do I choose between coverage from my father’s plan and an exchange plan?

April 26, 2018 – If you have a choice of getting your health coverage from your parent's employer or buying your own plan through the exchange instead,… Read more

Can health insurance policies still have lifetime benefit maximums? What about annual benefit maximums?

February 23, 2018 – Q.  Can health insurance policies still have lifetime benefit maximums?  What about annual benefit maximums? A.  All new individual… Read more

My college offers health insurance. Can I purchase coverage through the exchange instead?

February 16, 2018 – Q. I’m a college student and my school offers health insurance. But I would rather purchase my own coverage in the exchange where I would… Read more

I am on Medicare and Social Security. My wife is self employed and needs insurance from the state exchange. How do we figure our household income?

February 5, 2018 – Q: I am on Medicare and Social Security, my wife recently became self-employed and needs insurance from the state exchange. How do we… Read more

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance under the exchanges?

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance under the exchanges?

February 3, 2018 – But for retirees, the guidelines are more relaxed. Retirees who have access to a plan that provides minimum essential coverage can still… Read more

I am a 21-year-old dependent living with my parents. I have no wife or kids, so do I apply for health insurance as a household of one and list only my own income? Or do I have to be on my parents’ insurance?

I am a 21-year-old dependent living with my parents. I have no wife or kids, so do I apply for health insurance as a household of one and list only my own income? Or do I have to be on my parents’ insurance?

February 1, 2018 – Q. I am a 21-year-old dependent living with my parents. I have no wife or kids, so do I apply for health insurance as a household of one… Read more

Regardless of where you get your health insurance, you (and the IRS) will get a tax form from your employer, insurance company, or exchange each year showing that you had coverage during the previous year.

Who is keeping track of whether I buy health insurance through the exchanges?

January 31, 2018 – Regardless of where you get your health insurance, you (and the IRS) will get a tax form from your employer, insurance company, or exchange… Read more