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Frequently-asked questions by tag

What are the deadlines for Obamacare’s open enrollment period? photo

What are the deadlines for Obamacare’s open enrollment period?

January 24, 2021 – Q. What is the window to enroll in health insurance coverage for 2021? A. Open enrollment for 2021 health insurance ran from November 1,… Read more

I was laid off and don’t have any income. What are my health insurance coverage options? photo

I was laid off and don’t have any income. What are my health insurance coverage options?

January 22, 2021 – Losing your employer-sponsored insurance because you were laid off counts as a qualifying event, so your open enrollment goes for 60 days… Read more

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage? photo

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

January 18, 2021 – If you purchased ACA-compliant health insurance in Texas and you're moving to Colorado, you'll need to select a new Colorado plan rather… Read more

If I don’t enroll in a plan by the open enrollment deadline, what are my options? photo

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

December 16, 2020 – Q. If I don't enroll in a health insurance plan by the end of open enrollment (December 15), what options will I have? A. In most cases,… Read more

If I qualify for Medicaid, should I worry about the deadline for open enrollment? photo

If I qualify for Medicaid, should I worry about the deadline for open enrollment?

October 30, 2020 – Q. I've heard that Medicaid enrollment is year-round. So if I qualify for Medicaid, I don't need to worry about the December 15 end of open… Read more

Does the Affordable Care Act make it easier to get individual health insurance? photo

Does the Affordable Care Act make it easier to get individual health insurance?

October 28, 2020 – It's easier to get individual health insurance under the Affordable Care Act, but consumers in the individual market need to be aware that… Read more

Should I let my individual health insurance plan automatically renew? photo

Should I let my individual health insurance plan automatically renew?

October 21, 2020 – If you have a health plan in the individual market, on-exchange or off-exchange, you can probably just let it renew for the coming year… Read more

If I enroll in the exchange, will that coverage take effect immediately? photo

If I enroll in the exchange, will that coverage take effect immediately?

August 14, 2020 – If you enroll through your marketplace your coverage effective date mostly depends on whether you're enrolling during open enrollment or a… Read more

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery? photo

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

August 12, 2020 – Once you select a plan during open enrollment, you won't be able to change your policy until the next open enrollment period.… Read more

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? photo

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year?

August 12, 2020 – Q. If I don't make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? A. Yes, unless… Read more

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases? photo

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

June 17, 2020 – Q: I'm self-employed, so my income varies from one year to the next. I enrolled through the exchange and projected an income that makes me… Read more

Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment? photo

Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment?

June 9, 2020 – Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your… Read more

I’m leaving my job – and my insurance – on April 30. Do I qualify for open enrollment on May 1? or do I have to take COBRA? photo

I’m leaving my job – and my insurance – on April 30. Do I qualify for open enrollment on May 1? or do I have to take COBRA?

March 7, 2019 – Q. I'm planning to leave my job to become self-employed in June. My insurance will end on June 30, but I have an option to take COBRA. Do… Read more

Is Social Security considered income when I’m enrolling in a plan through the exchange? photo

Is Social Security considered income when I’m enrolling in a plan through the exchange?

February 2, 2018 – Social Security income is included in the calculation to determine your subsidy… Read more

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment? photo

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

January 5, 2018 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.… Read more

Will I be able to see next year’s health insurance rates on exchange sites before open enrollment? photo

Will I be able to see next year’s health insurance rates on exchange sites before open enrollment?

October 21, 2015 – Q. Will I be able to see next year's rates on the exchange website before open enrollment begins? A: In most states, yes, although how… Read more