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Frequently-asked questions by tag

open enrollment

What’s the deadline to get coverage during Obamacare’s open enrollment period?

What’s the deadline to get coverage during Obamacare’s open enrollment period?

June 29, 2018 – Q. What is the deadline to enroll in health insurance coverage for 2019? A. In almost every state, open enrollment begins November 1,… Read more

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately?

May 12, 2018 – Q: If I enroll in the exchanges, will that coverage take effect immediately? What's the earliest my coverage will take effect after I… Read more

Is Social Security considered income when I’m enrolling in a plan through the exchange?

Is Social Security considered income when I’m enrolling in a plan through the exchange?

February 2, 2018 – Q. Is Social Security considered income when I’m enrolling in a plan through the exchange? A. Yes. Social Security income is included in… Read more

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

January 22, 2018 – Q. I purchased healthcare insurance under the Affordable Care Act in Texas. I have now moved to Colorado. How do I transfer my coverage? A:… Read more

I can’t enroll in my employer-sponsored plan until July. Do I have to pay a penalty for the first half of the year?

I can’t enroll in my employer-sponsored plan until July. Do I have to pay a penalty for the first half of the year?

January 10, 2018 – Q. I've been uninsured for the last few years. My company offers health insurance, but I didn't enroll during the open enrollment period… Read more

Woman asleep at desk with alarm clock showing

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year?

January 10, 2018 – Q. If I don't make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? A. Starting in… Read more

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

January 7, 2018 – Q. We have a health insurance policy through our state exchange. We're moving in July, but only about 50 miles away, and we're staying in… Read more

A boy wondering if he can enroll in a new health plan in open enrollment if his employer has a policy

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

January 5, 2018 – Q. My son is covered on my employer's policy through July 31, but because he's about to be 26, he'll have to find his own coverage. Can he… Read more

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

December 28, 2017 – Q: If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out… Read more

I’m leaving my job – and my insurance – on June 30. Do I qualify for open enrollment?

I’m leaving my job – and my insurance – on April 30. Do I qualify for open enrollment on May 1? or do I have to take COBRA?

December 28, 2017 – Q. I'm planning to leave my job to become self-employed in June. My insurance will end on June 30, but I have an option to take COBRA. Do… Read more

My health plan is being terminated on December 31. Does that mean I’m exempt from the ACA’s individual mandate?

My health plan was terminated because it didn’t comply with the ACA. Does that mean I’m exempt from the individual mandate?

December 26, 2017 – Q: My health insurance carrier has informed me that my policy is being terminated on December 31. I’ve heard that I’m therefore exempt… Read more

I was laid off and don’t have any income. Am I still required to sign up during open enrollment?

I was laid off and don’t have any income. Am I still required to sign up during open enrollment?

December 22, 2017 – Q. I was laid off right before open enrollment ended, and now do not have any income/insurance. Am I still required to sign up for… Read more