Health insurance FAQs

Find affordable health insurance:

Frequently-asked questions by tag

open enrollment

What’s the deadline to get coverage during Obamacare’s open enrollment period? Read answer

If I don’t enroll in a plan by the open enrollment deadline, what are my options after that?

If I don’t enroll in a plan by the open enrollment deadline, what are my options? Read answer

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year?

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? Read answer

What are the ACA’s enrollment periods and when can I enroll outside of the open enrollment period? Read answer

Even if you think you are eligible for Medicaid, you should pay attention to open enrollment.

If I qualify for Medicaid, should I worry about the January 31 deadline for open enrollment? Read answer

How much training do the ACA’s Navigators receive?

How much training do the ACA’s Navigators receive? Read answer

How do the ACA qualifying events and special enrollment periods work?

Are qualifying events and special enrollment periods the same as they were in prior years? Read answer

Does the Affordable Care Act make it easier to get individual health insurance?

Does the Affordable Care Act make it easier to get individual health insurance? Read answer

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment? Read answer

Is Social Security considered income when I’m enrolling in a plan through the exchange? Read answer

Leave your job and you are no longer trapped by COBRA -- an ACA special enrollment period applies.

I’m leaving my job – and my insurance – on June 30. Do I qualify for open enrollment on July 1? or do I have to take COBRA? Read answer

Where can I find the list of Obamacare qualifying events? Read answer

We’re moving 50 miles, but staying in the same state. Is that a qualifying event? Read answer

Can I keep my Obamacare plan when I move states?

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage? Read answer

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately? Read answer

If I turn down my employers’ offer of insurance and then am in an accident, don’t I have a right to sign up for coverage?

If I turn down my employers’ offer of insurance and then am in an accident, don’t I have a right to sign up for coverage? Read answer

If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery? Read answer

Cover your bases during Obamacare/ACA open enrollment.

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases? Read answer

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew? Read answer

I can’t enroll in my employer-sponsored plan until July. Do I have to pay a penalty for the first half of the year?

I can’t enroll in my employer-sponsored plan until July. Do I have to pay a penalty for the first half of the year? Read answer