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Health Insurance Glossary

Definitions for common health insurance terms

premium assistance tax credits

DEFINITION: Premium assistance tax credits – usually just called premium subsidies – are included in the health reform legislation to help ensure the goals of the legislation’s individual mandate. Legislation provides premium subsidies on a sliding scale to eligible individuals and families with incomes up to four times the federal poverty level to help them purchase coverage through the health insurance exchanges. Read more and find out whether you’ll qualify for a subsidy.

Use our Federal Poverty Level calculator.

Read more about premium assistance tax credits

Why have so many southern states refused to expand Medicaid?

What is the Medicaid ‘coverage gap’…

May 16, 2017 – Q. I keep hearing about the "coverage gap" in states that are not expanding Medicaid. Can you explain what that means and who it affects?… Read more

Can you count on your Obamacare subsidy?

Can you count on your Obamacare…

September 15, 2016 – So let's revisit the question: Can you count on your Obamacare subsidies? In short, yes. Regardless of what you've heard about Obamcare —… Read more

Obamacare no family left behind

No family left behind by Obamacare

August 18, 2016 – Somewhere between two million and four million people are impacted by the family glitch. They are disproportionately lower-income, because… Read more

My premium subsidy is dependent on my…

July 18, 2016 – Under the ACA, my insurance premium subsidy is dependent on adjusted gross income (AGI). But, for a self-employed person, AGI is dependent… Read more

I earn just $22,000 a year. How can I afford the out-of-pocket costs of health insurance?

I earn just $22,000 a year. How can I…

April 10, 2016 – Q. I'll turn 26 soon, and will lose access to coverage under my parents' health plan. I understand that I am expected to buy insurance,… Read more