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My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

  • December 17, 2012

Q: My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

A: You can not apply for a health insurance premium subsidy unless the insurance your boss offers would force you to kick in more than 9.5 percent of your income to cover your share of the premium — or is so skimpy that it pays for less than 60 percent of the average employee’s covered benefits.