A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

Expert analysis of health reform issues

So you’re telling me there’s a chance … photo

So you’re telling me there’s a chance …

September 18, 2017 – With 13 days to go, I’d say Cassidy-Graham faces an uphill battle. But as we know, American politics sometimes delivers unlikely…

‘Bare counties’ just got covered. Here’s why. photo

‘Bare counties’ just got covered. Here’s why.

August 25, 2017 – As of late August, there are no "bare" counties for 2018 exchange coverage. There are lots of counties with just one insurer, but the ACA…

Who really needs the public option? Trump Country. photo

Who really needs the public option? Trump Country.

August 15, 2017 – Trump Country really needs a way to bypass the ACA marketplaces entirely. So Democrats' favorite policy option – the public option –…

Thanks, President Trump, for single-payer. photo

Thanks, President Trump, for single-payer.

August 3, 2017 – I have no doubt that if President Trump follows through on his tweeted desire to see Obamacare implode – just to see what happens,…

ACA repeal fails. At last, an end to the stampede? photo

ACA repeal fails. At last, an end to the stampede?

July 28, 2017 – Like the crush of an elephant herd, the GOP's attack on the ACA was a blind rage that threatened to wipe out anything in its path. And what…

Can the GOP avoid a health premium train wreck? photo

Can the GOP avoid a health premium train wreck?

July 25, 2017 – Republicans – and President Trump – could act right now to reassure the health insurance industry and in doing so stabilize the…

Would your plan cover John McCain’s treatment? photo

Would your plan cover John McCain’s treatment?

July 25, 2017 – There are more than 12,000 Americans who will be diagnosed with glioblastoma this year. Unfortunately, many of them do not have the level…

New Senate draft leaves its five fatal flaws intact photo

New Senate draft leaves its five fatal flaws intact

July 14, 2017 – HAROLD POLLACK: Today, Republican Senate leaders released the latest version of the Better Care Reconciliation Act (BCRA), their Affordable…

What ACA repeal could do to small-group coverage photo

What ACA repeal could do to small-group coverage

July 7, 2017 – The GOP's ACA repeal legislation – and its waiver options for states to adjust essential health benefit requirements – would clearly…

‘Justice for all’ must include healthcare photo

‘Justice for all’ must include healthcare

July 7, 2017 – If this country wants to have any control over the cost of healthcare coupled with positive health outcomes, it MUST seek ways to ensure…

Clawing back coverage from the poor photo

Clawing back coverage from the poor

July 5, 2017 – What argument could possibly convince critics of the Medicaid expansion that taking back health coverage from someone who earns $46 dollars…

I have diabetes. The ACA is a ‘BFD’ for me. photo

I have diabetes. The ACA is a ‘BFD’ for me.

June 29, 2017 – As someone with diabetes, I can attest that the ACA is truly a BFD. The law has been a godsend to me, financially, health-wise, and, well,…