A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Expert analysis of health reform issues

Who really needs the public option? Trump Country. photo

Who really needs the public option? Trump Country.

August 15, 2017 – Trump Country really needs a way to bypass the ACA marketplaces entirely. So Democrats' favorite policy option – the public option –…

Thanks, President Trump, for single-payer. photo

Thanks, President Trump, for single-payer.

August 3, 2017 – I have no doubt that if President Trump follows through on his tweeted desire to see Obamacare implode – just to see what happens,…

ACA repeal fails. At last, an end to the stampede? photo

ACA repeal fails. At last, an end to the stampede?

July 28, 2017 – Like the crush of an elephant herd, the GOP's attack on the ACA was a blind rage that threatened to wipe out anything in its path. And what…

Can the GOP avoid a health premium train wreck? photo

Can the GOP avoid a health premium train wreck?

July 25, 2017 – Republicans – and President Trump – could act right now to reassure the health insurance industry and in doing so stabilize the…

Would your plan cover John McCain’s treatment? photo

Would your plan cover John McCain’s treatment?

July 25, 2017 – There are more than 12,000 Americans who will be diagnosed with glioblastoma this year. Unfortunately, many of them do not have the level…

New Senate draft leaves its five fatal flaws intact photo

New Senate draft leaves its five fatal flaws intact

July 14, 2017 – HAROLD POLLACK: Today, Republican Senate leaders released the latest version of the Better Care Reconciliation Act (BCRA), their Affordable…

What ACA repeal could do to small-group coverage photo

What ACA repeal could do to small-group coverage

July 7, 2017 – The GOP's ACA repeal legislation – and its waiver options for states to adjust essential health benefit requirements – would clearly…

‘Justice for all’ must include healthcare photo

‘Justice for all’ must include healthcare

July 7, 2017 – If this country wants to have any control over the cost of healthcare coupled with positive health outcomes, it MUST seek ways to ensure…

Clawing back coverage from the poor photo

Clawing back coverage from the poor

July 5, 2017 – What argument could possibly convince critics of the Medicaid expansion that taking back health coverage from someone who earns $46 dollars…

I have diabetes. The ACA is a ‘BFD’ for me. photo

I have diabetes. The ACA is a ‘BFD’ for me.

June 29, 2017 – As someone with diabetes, I can attest that the ACA is truly a BFD. The law has been a godsend to me, financially, health-wise, and, well,…

High out-of-pocket costs are a feature, not a bug photo

High out-of-pocket costs are a feature, not a bug

June 29, 2017 – The high cost sharing in the BCRA is not a bug, it's a feature. The Republican bill could aptly be called the Cost Sharing Inflation…

Healthcare is about people – not legislative wins photo

Healthcare is about people – not legislative wins

June 23, 2017 – Healthcare is about people, not the legislative victories that Sen. McConnell so desperately…