A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-389-0372
Speak with a licensed insurance agent 888-389-0372
Get a quote
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

Expert analysis of health reform issues

High out-of-pocket costs are a feature, not a bug photo

High out-of-pocket costs are a feature, not a bug

June 29, 2017 – The high cost sharing in the BCRA is not a bug, it's a feature. The Republican bill could aptly be called the Cost Sharing Inflation…

Healthcare is about people – not legislative wins photo

Healthcare is about people – not legislative wins

June 23, 2017 – Healthcare is about people, not the legislative victories that Sen. McConnell so desperately…

What ‘ramming through’ a health bill looks like photo

What ‘ramming through’ a health bill looks like

June 23, 2017 – Is what Senate Republicans have done anything at all like what Senate Democrats did to pass the Senate version of the Affordable Care Act?…

What if Rep. Steve Scalise was uninsured? photo

What if Rep. Steve Scalise was uninsured?

June 19, 2017 – Tens of thousands of people are shot every year and survive their injuries. Many require costly forms of care. At least through ACA, we…

AHCA’s unkindest cuts photo

AHCA’s unkindest cuts

June 16, 2017 – The damage Republicans will likely do to the individual market is dwarfed by the damage they will certainly do (if they pass anything) to…

False hope for millions who dread losing insurance photo

False hope for millions who dread losing insurance

June 12, 2017 – A Senate pledge to preserve a guarantee to cover pre-existing health conditions is of little value if other ACA protections don’t also…

The Senate’s Obamacare repeal bill: a cheat sheet photo

The Senate’s Obamacare repeal bill: a cheat sheet

May 26, 2017 – The Senate is working on its own version of repeal-and-replace legislation. Here's what happens next ... and how you can…

You can only lie about policy in Washington, DC photo

You can only lie about policy in Washington, DC

May 25, 2017 – What's worse: Covering up for a 'joke' about Trump being paid by Vladimir Putin? Or fundamentally mischaracterizing the clear implications…

The Zombie Trumpcare (AHCA) Cheat Sheet photo

The Zombie Trumpcare (AHCA) Cheat Sheet

May 4, 2017 – After weeks of uncertainty, the House Republicans appear to finally have reached a point of certainty as to whether they can pass the…

Get ready for the uncomfortable questions photo

Get ready for the uncomfortable questions

May 3, 2017 – By allowing states to waive preexisting condition protections, AHCA would allow insurers to restore a practice called "medical…

The ACA isn’t imploding. Is your marketplace? photo

The ACA isn’t imploding. Is your marketplace?

April 18, 2017 – Although the ACA is a federal law that applies in every state, insurance markets are regulated at the state level, and markets vary…

The new plan to cut out the heart of Obamacare photo

The new plan to cut out the heart of Obamacare

April 14, 2017 – Community rating is the one thing that keeps insurance companies from gouging most of their customers. It's the thing that helps makes the…