A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Expert analysis of health reform issues

What ‘ramming through’ a health bill looks like photo

What ‘ramming through’ a health bill looks like

June 23, 2017 – Is what Senate Republicans have done anything at all like what Senate Democrats did to pass the Senate version of the Affordable Care Act?…

What if Rep. Steve Scalise was uninsured? photo

What if Rep. Steve Scalise was uninsured?

June 19, 2017 – Tens of thousands of people are shot every year and survive their injuries. Many require costly forms of care. At least through ACA, we…

AHCA’s unkindest cuts photo

AHCA’s unkindest cuts

June 16, 2017 – The damage Republicans will likely do to the individual market is dwarfed by the damage they will certainly do (if they pass anything) to…

False hope for millions who dread losing insurance photo

False hope for millions who dread losing insurance

June 12, 2017 – A Senate pledge to preserve a guarantee to cover pre-existing health conditions is of little value if other ACA protections don’t also…

The Senate’s Obamacare repeal bill: a cheat sheet photo

The Senate’s Obamacare repeal bill: a cheat sheet

May 26, 2017 – The Senate is working on its own version of repeal-and-replace legislation. Here's what happens next ... and how you can…

You can only lie about policy in Washington, DC photo

You can only lie about policy in Washington, DC

May 25, 2017 – What's worse: Covering up for a 'joke' about Trump being paid by Vladimir Putin? Or fundamentally mischaracterizing the clear implications…

The Zombie Trumpcare (AHCA) Cheat Sheet photo

The Zombie Trumpcare (AHCA) Cheat Sheet

May 4, 2017 – After weeks of uncertainty, the House Republicans appear to finally have reached a point of certainty as to whether they can pass the…

Get ready for the uncomfortable questions photo

Get ready for the uncomfortable questions

May 3, 2017 – By allowing states to waive preexisting condition protections, AHCA would allow insurers to restore a practice called "medical…

The ACA isn’t imploding. Is your marketplace? photo

The ACA isn’t imploding. Is your marketplace?

April 18, 2017 – Although the ACA is a federal law that applies in every state, insurance markets are regulated at the state level, and markets vary…

The new plan to cut out the heart of Obamacare photo

The new plan to cut out the heart of Obamacare

April 14, 2017 – Community rating is the one thing that keeps insurance companies from gouging most of their customers. It's the thing that helps makes the…

Wendell Potter: Speaker Ryan’s repeal plans are driven by donors – not your health coverage needs photo

Wendell Potter: Speaker Ryan’s repeal plans are driven by donors – not your health coverage needs

March 31, 2017 – If you're not able to write Ryan a big check, the healthcare system he has in mind won't be centered on…

Healthcare lessons from the ‘World’s Prison Capital’ photo

Healthcare lessons from the ‘World’s Prison Capital’

March 30, 2017 – If we want to help former inmates become productive members of society, we can start by removing barriers to health coverage and…