A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

Expert analysis of health reform issues

Suicide rates – and how Medicaid can help photo

Suicide rates – and how Medicaid can help

April 24, 2016 – Obamacare's Medicaid expansion probably wouldn't dramatically reduce the incidence of suicide in the United States. But it would…

Minnesota considers a ‘public option on steroids’ photo

Minnesota considers a ‘public option on steroids’

April 21, 2016 – If MinnesotaCare really is offered at a Silver-range price to all comers, its effective discount would be so huge that it's hard to…

Why high deductibles don’t work photo

Why high deductibles don’t work

April 12, 2016 – Ultimately, high-deductibles handicap patients' and providers' ability to work together to effectively manage patients' health, prevent…

Should we extend coverage to the undocumented? photo

Should we extend coverage to the undocumented?

March 24, 2016 – The cleanest approach to our insurance market would be to exclude undocumented immigrants, as we have done. There’s only one problem:…

Moonshot only the latest of Obama cancer missions photo

Moonshot only the latest of Obama cancer missions

March 23, 2016 – Long before the Obama administration's pledge to eliminate cancer, Obamacare began targeting obstacles to cancer coverage and treatment.…

How Obamacare delivered more birth options photo

How Obamacare delivered more birth options

March 8, 2016 – Obamacare's coverage of pregnancy as an essential benefit was just the beginning of vastly improved access and expanded choice in…

No. Obamacare isn’t killing the insurance industry. photo

No. Obamacare isn’t killing the insurance industry.

March 1, 2016 – As health carriers blame losses on Obamacare, their stocks gains continue to be 'yuge,' thanks to one great customer: Uncle…

Holes in the National Safety Net photo

Holes in the National Safety Net

February 27, 2016 – The following guest post is from Karan Chhabra, a medical student at Rutgers Robert Wood Johnson Medical School, and winner of the $2,500…

Look who’s talking about healthcare policy photo

Look who’s talking about healthcare policy

February 26, 2016 – After months of lip service on healthcare, Republican presidential frontrunners unleash a barrage of recycled and nonsensical policy…

A more affordable Affordable Care Act? photo

A more affordable Affordable Care Act?

February 23, 2016 – There is potentially a way that a state could make coverage more affordable for all applicants. That would be to make all options public…

The inevitable expansion of the Medicaid expansion photo

The inevitable expansion of the Medicaid expansion

February 10, 2016 – States continue to realize the impact of Medicaid – and incentives to expand. Here's what's happening in states that aren't yet on board.…

How close can we get to zero percent uninsured? photo

How close can we get to zero percent uninsured?

February 7, 2016 – Hillary Clinton and Bernie Sanders both want to bring the nation closer to 100 percent health coverage? Here are some proposals for…