A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Expert analysis of health reform issues

A more affordable Affordable Care Act? photo

A more affordable Affordable Care Act?

February 23, 2016 – There is potentially a way that a state could make coverage more affordable for all applicants. That would be to make all options public…

The inevitable expansion of the Medicaid expansion photo

The inevitable expansion of the Medicaid expansion

February 10, 2016 – States continue to realize the impact of Medicaid – and incentives to expand. Here's what's happening in states that aren't yet on board.…

How close can we get to zero percent uninsured? photo

How close can we get to zero percent uninsured?

February 7, 2016 – Hillary Clinton and Bernie Sanders both want to bring the nation closer to 100 percent health coverage? Here are some proposals for…

Ted Cruz and the Case of the Vanishing Health Plan photo

Ted Cruz and the Case of the Vanishing Health Plan

January 23, 2016 – Turns out Sen. Ted Cruz and his family were never without coverage. His campaign has cleared up a few questions for us. Mind if we ask a…

Single Payer and Rip Van Winkle photo

Single Payer and Rip Van Winkle

January 22, 2016 – Senator Sanders has done everyone a service by bringing the Single Payer discussion back into the national debate. If support for Single…

Life with diabetes is sweeter thanks to Obamacare photo

Life with diabetes is sweeter thanks to Obamacare

January 20, 2016 – By every measure, people with diabetes – and those at risk – have significantly improved access to quality care than they did before…

Obamacare: a game changer for MS patients photo

Obamacare: a game changer for MS patients

January 13, 2016 – Obamacare has absolutely been a game-changer for people with MS and other chronic illnesses. But there is still work to be…

GOP candidates and the Faulty Five photo

GOP candidates and the Faulty Five

January 9, 2016 – President Obama vetoed Obamacare repeal legislation this week, but will happen if on January 20, 2017, the day the next president is…

States may sweeten the ACA pot photo

States may sweeten the ACA pot

January 8, 2016 – The 'public option' died in the health reform battle, but two state-run plans point a potential path toward richer coverage at lower…

LGBT gains under ACA are all about equality photo

LGBT gains under ACA are all about equality

December 10, 2015 – If you’re not lesbian, gay, bisexual or transgender, it might be tough to appreciate just how important the Affordable Care Act is to the…

Why 13 states have highest health insurance rates photo

Why 13 states have highest health insurance rates

December 9, 2015 – Five of the seven least populated states in the U.S. are on the list of states where premiums in a metropolitan area are the highest (and…

Relief from the shock of ‘surprise medical bills’? photo

Relief from the shock of ‘surprise medical bills’?

December 4, 2015 – Of all the failings in the U.S. healthcare system, among the most outrageous is the balance billing of insured patients at in-network…