A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-389-0372
Speak with a licensed insurance agent 888-389-0372
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
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Federal poverty level for 2026 coverage
Learn about the federal poverty level (FPL) - also known as federal poverty guidelines - for 2026 coverage. Utilize our FPL calculator to determine your eligibility for Medicaid/CHIP or Marketplace subsidies.

Expert analysis of health reform issues

Obamacare: A Stepping Stone? photo

Obamacare: A Stepping Stone?

November 9, 2015 – The following guest post is from Simon F. Haeder, the winner of healthinsurance.org's 2014 Health Wonk Scholarship. Haeder is a Ph.D.…

Is CarsonCare really ‘out of the box’? photo

Is CarsonCare really ‘out of the box’?

October 28, 2015 – If President Carson would somehow be able to persuade Congress – even a GOP-controlled Congress – to go along with his HSA-for-all…

Pre-existing conditions? ‘No such thing’ photo

Pre-existing conditions? ‘No such thing’

October 23, 2015 – Patrick Carr went an awfully long time without health insurance. For someone living with two chronic health conditions — asthma and high…

Prediction: QHP enrollment will swell by 25 percent photo

Prediction: QHP enrollment will swell by 25 percent

October 15, 2015 – Before I go any further, let me say this flat out: No. Actual exchange enrollments in 2016 are not going to reach the CBO's 21 million…

When ACA’s Silver beats employer-sponsored plans photo

When ACA’s Silver beats employer-sponsored plans

October 7, 2015 – Most holders of Silver plans purchased in the ACA's marketplaces have more comprehensive overall coverage than most people with…

The ‘casino effect’ on your health insurance rates photo

The ‘casino effect’ on your health insurance rates

October 6, 2015 – There are several reasons for the wide variation in 2016 individual health insurance rates across the country, but there is one thing that…

Millions get by on $2 a day. Can Medicaid help? photo

Millions get by on $2 a day. Can Medicaid help?

September 25, 2015 – In this edition, I'm talking with the University of Michigan’s H. Luke Shaefer, co-author of the important new book, $2.00 a Day: Living…

What’s Leon Panetta going to do about Blue Shield? photo

What’s Leon Panetta going to do about Blue Shield?

September 14, 2015 – When former defense secretary Leon Panetta joined the board of directors of Blue Shield of California, he explained: “I have chosen to…

WalkerCare gives women reasons to worry again photo

WalkerCare gives women reasons to worry again

August 23, 2015 – The “open market” Walker would establish would be the kind of health insurance market that existed before Obamacare. There would be no…

Why pre-existing conditions mattered … to millions photo

Why pre-existing conditions mattered … to millions

August 19, 2015 – If GOP lawmakers were able to repeal Obamacare, their constituents ... the people who voted them into office ... would be among the biggest…

Is Obamacare’s ‘Bronze trap’ widening? photo

Is Obamacare’s ‘Bronze trap’ widening?

August 12, 2015 – Jed Graham says the ACA's tax penalty for remaining uninsured will force low-income Americans into high-deductible Bronze plans that will…

Has FOX News surrendered on Obamacare? photo

Has FOX News surrendered on Obamacare?

August 7, 2015 – "The fact that FOX barely mentioned [Obamacare] at all tonight was far more significant than any questions they might have brought up about…