A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
Featured
Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by year

2014

Exchanges: too big to succeed? photo

Exchanges: too big to succeed?

April 13, 2014 – This is the time for brainstorming, but how much are we willing to change? Could we revamp the whole process if it meant a more…

Will there be an ‘exodus’ to the exchanges? photo

Will there be an ‘exodus’ to the exchanges?

April 10, 2014 – Harold: Now, would you be happy or sad if there was this exodus to the exchanges? Jon: I think I’d probably be, depends if the exchanges…

Can Obamacare work even better? photo

Can Obamacare work even better?

April 9, 2014 – I think the average American voter is actually a charitable person, a big-hearted person. I don't think it's that the voters in Florida…

Reports of ACA demise: greatly exaggerated photo

Reports of ACA demise: greatly exaggerated

April 8, 2014 – For this edition of Curbside Consult, I Skyped with Dr. Jonathan Gruber, who is the Ford Professor of Economics at the Massachusetts…

Obamacare: Irreplaceable, irrepealable photo

Obamacare: Irreplaceable, irrepealable

April 7, 2014 – If you support the Affordable Care Act, know that your work is not yet done. And if you don't like it, you'll have opportunities to vote…

March ACA enrollment madness? photo

March ACA enrollment madness?

March 27, 2014 – "When you hear a final tally next month of the millions who have signed up for coverage through a public exchange, know that millions more…

Flushing away $10,000 to ‘just say No’ photo

Flushing away $10,000 to ‘just say No’

March 27, 2014 – "The vast majority of our clients are thrilled to find out they qualify for subsidies. But to some people, the premium tax credits feel…

‘I don’t need health insurance!’ photo

‘I don’t need health insurance!’

March 24, 2014 – “… And if you’re thinking “well, that would never happen to me …” consider all of the other ways that you could wake up…

Cruel irony: millions too poor for Medicaid photo

Cruel irony: millions too poor for Medicaid

March 20, 2014 – In states that have not expanded Medicaid, the people who most desperately need help paying for health insurance – those with the lowest…

Enrollment: ‘Beating the clock’ isn’t enough photo

Enrollment: ‘Beating the clock’ isn’t enough

March 17, 2014 – With just two weeks remaining before the window slams shut on the Affordable Care Act's open enrollment period, unquestionably, the best…

Shhh! The ‘secret’ that slashes health costs photo

Shhh! The ‘secret’ that slashes health costs

March 16, 2014 – Lost in a lot of the political rhetoric is a simple fact about being covered: When you have health insurance, you save money every time you…

ACA’s surprisingly successful exchanges photo

ACA’s surprisingly successful exchanges

March 12, 2014 – If North Carolina were pulling up the enrollment rear, it probably wouldn't surprise anyone. The state has a Republican Governor and…