A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Expert analysis of health reform issues

Cry me a river, Aetna. photo

Cry me a river, Aetna.

August 25, 2016 – So, thanks to Obama – and more specifically, Obamacare – Aetna and its competitors are rolling in the federal dough. But, because of…

Aetna or no Aetna, the exchanges need help photo

Aetna or no Aetna, the exchanges need help

August 17, 2016 – The below four strategies could help financially stabilize ACA marketplaces and to improve the human experience of those receiving coverage…

Medicaid patients deserve our care photo

Medicaid patients deserve our care

August 5, 2016 – The Medicaid eligible population deserves our care. Most are employed full-time, some with two to three jobs that do not offer insurance…

The Insurance Empire Strikes Back photo

The Insurance Empire Strikes Back

August 2, 2016 – What the insurers are implying here is that if the Obamacare marketplace doesn't "stabilize" to their satisfaction (even though the…

Tax code fix will deliver dental for millions of kids photo

Tax code fix will deliver dental for millions of kids

July 14, 2016 – The National Association of Dental Plans (NADP) estimated in 2014 that 366,616 low-income children under the age of 18 and their families…

Seriously: Is the Public Option really an option? photo

Seriously: Is the Public Option really an option?

July 12, 2016 – The Public Option doesn’t have a snowball’s chance of being enacted, even at the state level, as long as the insurance industry and its…

A healthcare plan that even Bernie could love? photo

A healthcare plan that even Bernie could love?

July 11, 2016 – "[Hillary Clinton's healthcare proposal] is about as close to what I could realistically hope would come out of the Hillary/Bernie primary:…

Millennials do want – and need – health insurance photo

Millennials do want – and need – health insurance

July 8, 2016 – Ignore the Obamacare naysayers. Millennials do want health insurance. In fact, the percentage of uninsured millennials has declined to 11…

About that health insurance you’ve been subsidizing photo

About that health insurance you’ve been subsidizing

June 23, 2016 – As tax payers, we've been subsidizing health insurance benefits for high-net-worth Americans for decades. In fact, since 1954,…

Obamacare’s SHOP: Takin’ care of small business photo

Obamacare’s SHOP: Takin’ care of small business

June 22, 2016 – The SHOP Marketplace helps small businesses put together a competitive benefits package, the kind that attracts and retains talented…

Will ‘Simple Choice’ plans live up to their name? photo

Will ‘Simple Choice’ plans live up to their name?

June 9, 2016 – Last month, HealthCare.gov CEO Kevin Counihan announced that "Simple Choice" plans will be available through ACA's marketplaces when open…

Hillary’s plans to sweeten the Obamacare pot photo

Hillary’s plans to sweeten the Obamacare pot

May 17, 2016 – Hillary Clinton's wish list has something for people at all points in the income distribution, very much including those at the top of…