A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Expert analysis of health reform issues

Millions get by on $2 a day. Can Medicaid help? photo

Millions get by on $2 a day. Can Medicaid help?

September 25, 2015 – In this edition, I'm talking with the University of Michigan’s H. Luke Shaefer, co-author of the important new book, $2.00 a Day: Living…

What’s Leon Panetta going to do about Blue Shield? photo

What’s Leon Panetta going to do about Blue Shield?

September 14, 2015 – When former defense secretary Leon Panetta joined the board of directors of Blue Shield of California, he explained: “I have chosen to…

WalkerCare gives women reasons to worry again photo

WalkerCare gives women reasons to worry again

August 23, 2015 – The “open market” Walker would establish would be the kind of health insurance market that existed before Obamacare. There would be no…

Why pre-existing conditions mattered … to millions photo

Why pre-existing conditions mattered … to millions

August 19, 2015 – If GOP lawmakers were able to repeal Obamacare, their constituents ... the people who voted them into office ... would be among the biggest…

Is Obamacare’s ‘Bronze trap’ widening? photo

Is Obamacare’s ‘Bronze trap’ widening?

August 12, 2015 – Jed Graham says the ACA's tax penalty for remaining uninsured will force low-income Americans into high-deductible Bronze plans that will…

Has FOX News surrendered on Obamacare? photo

Has FOX News surrendered on Obamacare?

August 7, 2015 – "The fact that FOX barely mentioned [Obamacare] at all tonight was far more significant than any questions they might have brought up about…

No, Obamacare supporters. The game is not over. photo

No, Obamacare supporters. The game is not over.

June 25, 2015 – With all of the celebratory headlines about the King v Burwell ruling, the game is far from over. The ACA – which continues to help…

When Silver is worth more than Gold or Platinum photo

When Silver is worth more than Gold or Platinum

June 12, 2015 – Many Silver plan buyers in 2015 had actuarial values as high as 88% or 94% – higher than most employer-sponsored health…

Financial ruin for millions? #ThanksGOP photo

Financial ruin for millions? #ThanksGOP

June 9, 2015 – #ThanksGOP: A good 13 million or more could face financial chaos and genuine medical danger ... all because a guy at the CATO Institute…

The life-or-death impact of King v. Burwell photo

The life-or-death impact of King v. Burwell

June 3, 2015 – "There are people who are going to survive because they have gotten insurance through Obamacare – there are people who will not die…

Under the radar: still too many underinsured in U.S. photo

Under the radar: still too many underinsured in U.S.

May 22, 2015 – The Affordable Care Act has taken a big bite out of the ranks of the uninsured. But the underlying cost of healthcare in the United States…

Luis Lang wants to be Obamacare’s ‘poster child’ photo

Luis Lang wants to be Obamacare’s ‘poster child’

May 22, 2015 – Luis Lang has been working the phones to secure a spot on national television so he can help others like him who may be missing out on…