A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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Harold Pollack

A Medicare buy-in Republicans can love photo

A Medicare buy-in Republicans can love

September 23, 2016 – One might assume that Republicans would never go for a Medicare buy-in, as it would expand the ranks of those who get "government-run"…

Suicide rates – and how Medicaid can help photo

Suicide rates – and how Medicaid can help

April 24, 2016 – Obamacare's Medicaid expansion probably wouldn't dramatically reduce the incidence of suicide in the United States. But it would…

Single Payer and Rip Van Winkle photo

Single Payer and Rip Van Winkle

January 22, 2016 – Senator Sanders has done everyone a service by bringing the Single Payer discussion back into the national debate. If support for Single…

Medicaid: Worst insurance in America? photo

Medicaid: Worst insurance in America?

November 17, 2015 – When it comes to children with special health care needs, Medicaid is often better than the available public or private alternatives. The…

Millions get by on $2 a day. Can Medicaid help? photo

Millions get by on $2 a day. Can Medicaid help?

September 25, 2015 – In this edition, I'm talking with the University of Michigan’s H. Luke Shaefer, co-author of the important new book, $2.00 a Day: Living…

Luis Lang wants to be Obamacare’s ‘poster child’ photo

Luis Lang wants to be Obamacare’s ‘poster child’

May 22, 2015 – Luis Lang has been working the phones to secure a spot on national television so he can help others like him who may be missing out on…

A conversation with crowdfunder Luis Lang photo

A conversation with crowdfunder Luis Lang

May 16, 2015 – Below is a transcript of my phone conversation with Luis Lang, a Republican South Carolinian who established a GoFundMe appeal to help with…

Medicaid expansion for every state’s stocking? photo

Medicaid expansion for every state’s stocking?

December 20, 2014 – This is really a tragic situation where many, many low-income Americans are not eligible for financial help at all because they live in a…

Could Obamacare save 24,000 lives a year? photo

Could Obamacare save 24,000 lives a year?

May 5, 2014 – This back-of-the-envelope calculation implies that ACA will prevent something like 24,000 deaths every year. That’s almost the number of…

Pre-Occupied with Medicaid expansion photo

Pre-Occupied with Medicaid expansion

April 23, 2014 – Moral Mondays focuses on concrete, politically actionable grievances. Punitive voter ID laws and states’ refusal to embrace the Medicaid…

Reports of ACA demise: greatly exaggerated photo

Reports of ACA demise: greatly exaggerated

April 8, 2014 – For this edition of Curbside Consult, I Skyped with Dr. Jonathan Gruber, who is the Ford Professor of Economics at the Massachusetts…

Medicaid – and what having it means to ERs photo

Medicaid – and what having it means to ERs

January 2, 2014 – Although the dollars at stake are small, this finding will probably generate much partisan sniping related to health reform. Liberals will…