A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-383-5527
Speak with a licensed insurance agent 888-383-5527
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
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Federal poverty level for 2026 coverage
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

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Curbside Consult

Getting the scoop on Obamacare photo

Getting the scoop on Obamacare

November 22, 2013 – In Part 3, Joanne Kenen and Harold Pollack talk about how media’s been covering the rollout of Obamacare – and what reporters are…

Is Obamacare bending the cost curve? photo

Is Obamacare bending the cost curve?

November 19, 2013 – "The new ways of trying to deliver healthcare, medical homes, ACOs, this alphabet soup of delivery system reform seems to make a difference…

A tale of 3 health reform launches photo

A tale of 3 health reform launches

November 16, 2013 – "The usual pattern is people yell and scream, a bill gets passed and the partisanship doesn't totally go away, but it abates. On this one,…

‘The comeback of Obamacare’ photo

‘The comeback of Obamacare’

November 13, 2013 – "It doesn't happen until January 1 ... No one gets their Medicaid until January 1. No one gets their exchange-based private insurance until…

Obamacare’s bad rap photo

Obamacare’s bad rap

November 12, 2013 – "'I'm very cynical about the media ...They're like squirrels. They follow whatever is flashy and new, and they're zippin' all over the…

The promise of health insurance exchanges photo

The promise of health insurance exchanges

October 11, 2013 – “Even before ACA’s enactment, I felt that health insurance exchanges have the potential – this may be just a dream – to realize…

Health reform haters gone wild photo

Health reform haters gone wild

October 10, 2013 – There's really something about the opposition – for the reasons you described and from the standpoint of sheer governance, the way in…

The dismal politics of Obamacare photo

The dismal politics of Obamacare

October 9, 2013 – I think different Republicans hold a full range of motivations with respect to the health care law. Some oppose the Affordable Care Act out…

Re-envisioned reform: a ‘gigantic blunder’? photo

Re-envisioned reform: a ‘gigantic blunder’?

August 18, 2013 – Last week, eight prominent health policy analysts released a new health plan at the conservative think tank, American Enterprise Institute.…

The ACA and mental health coverage photo

The ACA and mental health coverage

May 17, 2013 – Perhaps the most under-covered aspect of health reform is its dramatic expansion of coverage for the treatment of psychiatric and substance…

Can we spend less AND improve quality? photo

Can we spend less AND improve quality?

March 11, 2013 – Harold Pollack continues his series of interviews with health policy experts, talking this month with Michael Chernew, Professor of Health…

The ‘wild ride’ ahead for Obamacare photo

The ‘wild ride’ ahead for Obamacare

February 15, 2013 – Harold Pollack talks with Jonathan Cohn, Senior Editor of The New Republic about the "wild ride" ahead for the Affordable Care Act, now…