A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by year

2015

Prediction: QHP enrollment will swell by 25 percent photo

Prediction: QHP enrollment will swell by 25 percent

October 15, 2015 – Before I go any further, let me say this flat out: No. Actual exchange enrollments in 2016 are not going to reach the CBO's 21 million…

When ACA’s Silver beats employer-sponsored plans photo

When ACA’s Silver beats employer-sponsored plans

October 7, 2015 – Most holders of Silver plans purchased in the ACA's marketplaces have more comprehensive overall coverage than most people with…

The ‘casino effect’ on your health insurance rates photo

The ‘casino effect’ on your health insurance rates

October 6, 2015 – There are several reasons for the wide variation in 2016 individual health insurance rates across the country, but there is one thing that…

Millions get by on $2 a day. Can Medicaid help? photo

Millions get by on $2 a day. Can Medicaid help?

September 25, 2015 – In this edition, I'm talking with the University of Michigan’s H. Luke Shaefer, co-author of the important new book, $2.00 a Day: Living…

What’s Leon Panetta going to do about Blue Shield? photo

What’s Leon Panetta going to do about Blue Shield?

September 14, 2015 – When former defense secretary Leon Panetta joined the board of directors of Blue Shield of California, he explained: “I have chosen to…

WalkerCare gives women reasons to worry again photo

WalkerCare gives women reasons to worry again

August 23, 2015 – The “open market” Walker would establish would be the kind of health insurance market that existed before Obamacare. There would be no…

Why pre-existing conditions mattered … to millions photo

Why pre-existing conditions mattered … to millions

August 19, 2015 – If GOP lawmakers were able to repeal Obamacare, their constituents ... the people who voted them into office ... would be among the biggest…

Is Obamacare’s ‘Bronze trap’ widening? photo

Is Obamacare’s ‘Bronze trap’ widening?

August 12, 2015 – Jed Graham says the ACA's tax penalty for remaining uninsured will force low-income Americans into high-deductible Bronze plans that will…

Has FOX News surrendered on Obamacare? photo

Has FOX News surrendered on Obamacare?

August 7, 2015 – "The fact that FOX barely mentioned [Obamacare] at all tonight was far more significant than any questions they might have brought up about…

No, Obamacare supporters. The game is not over. photo

No, Obamacare supporters. The game is not over.

June 25, 2015 – With all of the celebratory headlines about the King v Burwell ruling, the game is far from over. The ACA – which continues to help…

When Silver is worth more than Gold or Platinum photo

When Silver is worth more than Gold or Platinum

June 12, 2015 – Many Silver plan buyers in 2015 had actuarial values as high as 88% or 94% – higher than most employer-sponsored health…

Financial ruin for millions? #ThanksGOP photo

Financial ruin for millions? #ThanksGOP

June 9, 2015 – #ThanksGOP: A good 13 million or more could face financial chaos and genuine medical danger ... all because a guy at the CATO Institute…