A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-383-5527
Speak with a licensed insurance agent 888-383-5527
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by year

2017

I have diabetes. The ACA is a ‘BFD’ for me. photo

I have diabetes. The ACA is a ‘BFD’ for me.

June 29, 2017 – As someone with diabetes, I can attest that the ACA is truly a BFD. The law has been a godsend to me, financially, health-wise, and, well,…

High out-of-pocket costs are a feature, not a bug photo

High out-of-pocket costs are a feature, not a bug

June 29, 2017 – The high cost sharing in the BCRA is not a bug, it's a feature. The Republican bill could aptly be called the Cost Sharing Inflation…

Healthcare is about people – not legislative wins photo

Healthcare is about people – not legislative wins

June 23, 2017 – Healthcare is about people, not the legislative victories that Sen. McConnell so desperately…

What ‘ramming through’ a health bill looks like photo

What ‘ramming through’ a health bill looks like

June 23, 2017 – Is what Senate Republicans have done anything at all like what Senate Democrats did to pass the Senate version of the Affordable Care Act?…

What if Rep. Steve Scalise was uninsured? photo

What if Rep. Steve Scalise was uninsured?

June 19, 2017 – Tens of thousands of people are shot every year and survive their injuries. Many require costly forms of care. At least through ACA, we…

AHCA’s unkindest cuts photo

AHCA’s unkindest cuts

June 16, 2017 – The damage Republicans will likely do to the individual market is dwarfed by the damage they will certainly do (if they pass anything) to…

False hope for millions who dread losing insurance photo

False hope for millions who dread losing insurance

June 12, 2017 – A Senate pledge to preserve a guarantee to cover pre-existing health conditions is of little value if other ACA protections don’t also…

The Senate’s Obamacare repeal bill: a cheat sheet photo

The Senate’s Obamacare repeal bill: a cheat sheet

May 26, 2017 – The Senate is working on its own version of repeal-and-replace legislation. Here's what happens next ... and how you can…

You can only lie about policy in Washington, DC photo

You can only lie about policy in Washington, DC

May 25, 2017 – What's worse: Covering up for a 'joke' about Trump being paid by Vladimir Putin? Or fundamentally mischaracterizing the clear implications…

The Zombie Trumpcare (AHCA) Cheat Sheet photo

The Zombie Trumpcare (AHCA) Cheat Sheet

May 4, 2017 – After weeks of uncertainty, the House Republicans appear to finally have reached a point of certainty as to whether they can pass the…

Get ready for the uncomfortable questions photo

Get ready for the uncomfortable questions

May 3, 2017 – By allowing states to waive preexisting condition protections, AHCA would allow insurers to restore a practice called "medical…

The ACA isn’t imploding. Is your marketplace? photo

The ACA isn’t imploding. Is your marketplace?

April 18, 2017 – Although the ACA is a federal law that applies in every state, insurance markets are regulated at the state level, and markets vary…