A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-383-5527
Speak with a licensed insurance agent 888-383-5527
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by year

2017

Affordable Care Act supporters gird for battle photo

Affordable Care Act supporters gird for battle

February 20, 2017 – We're at one of those moments right now for millions of American families. It's a moment to tell the truth to the American public. Get past…

Health insurance industry has blood on its hands photo

Health insurance industry has blood on its hands

February 15, 2017 – I don't know of any other country in the world that would allow insurers to treat their human being customers with such little regard. Yet…

You’re protesting ACA repeal. Is anyone listening? photo

You’re protesting ACA repeal. Is anyone listening?

February 15, 2017 – To get a sense of how congressional representatives are responding to their constituents' calls about the Affordable Care Act, whether…

‘Obamacare Saved My Life, Too.’ photo

‘Obamacare Saved My Life, Too.’

February 6, 2017 – President Trump promised that once Obamacare's repealed everybody will be "beautifully covered." That would be great. But Kristin Wolf…

When Obamacare goes high, Trump goes low. Sad. photo

When Obamacare goes high, Trump goes low. Sad.

February 3, 2017 – We know what to expect: No matter what happens with the law ... no matter how high its successes reach ... they will always go low. And…

Could Republicans wreck Medicaid? photo

Could Republicans wreck Medicaid?

January 26, 2017 – By block granting Medicaid, Republicans will finally produce the death panels they’ve always…

3 GOP repeal comments that are eyeroll-worthy photo

3 GOP repeal comments that are eyeroll-worthy

January 22, 2017 – 'Ryan’s playing us all for fools in an effort to drum up support for his own version of healthcare reform.' – Louise…

The end of real coverage as we know it? photo

The end of real coverage as we know it?

January 22, 2017 – Just how badly could Republicans mess with your health coverage? Minnesota's legislature has just passed a terrifying…

Obamacare is not ‘toast.’ photo

Obamacare is not ‘toast.’

January 20, 2017 – "The Affordable Care Act may be headed for destruction, but I'm betting not." – Harold…

Sadness. Gratitude. Cautious optimism. photo

Sadness. Gratitude. Cautious optimism.

January 20, 2017 – On this, the inauguration day of our 45th U.S. president, we will not mince words. We will not conceal our sadness as we bid fond farewell…

High-risk pools were a last resort for a reason photo

High-risk pools were a last resort for a reason

January 13, 2017 – High-risk pools could be resurrected, and yes, they could potentially work. But they would require massive cash infusions from the federal…

Back from the Future. (A sequel we’ll all hate.) photo

Back from the Future. (A sequel we’ll all hate.)

January 6, 2017 – Obamacare is far from perfect, but as individuals and as a country, we are much better off with it than without it.…