A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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health insurance exchange

The Scoop: health insurance news – November 18, 2020 photo

The Scoop: health insurance news – November 18, 2020

November 18, 2020 – This week's health insurance headlines include: early open enrollment data indicate individual-market enrollment is trending higher than…

The Scoop: April 15, 2020 Edition photo

The Scoop: April 15, 2020 Edition

April 15, 2020 – In this edition: VT, RI, NV, and NY extend COVID-19 special enrollment periods; California exchange has enrolled 58,000 people during…

The Scoop: September 6, 2019 Edition photo

The Scoop: September 6, 2019 Edition

September 6, 2019 – In this week's edition of The Scoop: Five exchanges extend open enrollment; Idaho’s 'coverage choice' Medicaid expansion proposal has…

The Scoop: August 9, 2019 Edition photo

The Scoop: August 9, 2019 Edition

August 9, 2019 – In this edition of The Scoop: Washington, Vermont insurance commissioners crack down on bogus health plans; judge rejects New Hampshire’s…

Aetna or no Aetna, the exchanges need help photo

Aetna or no Aetna, the exchanges need help

August 17, 2016 – The below four strategies could help financially stabilize ACA marketplaces and to improve the human experience of those receiving coverage…

Hanukkah Harry, enrollment transparency, please photo

Hanukkah Harry, enrollment transparency, please

December 22, 2014 – So what I'd like from Hanukkah Harry this year ... or going forward ... would be I know that recently HealthCare.gov has finally started…

Santa, help keep the ‘affordable’ in ACA photo

Santa, help keep the ‘affordable’ in ACA

December 20, 2014 – If the Supreme Court rules in favor of the plaintiffs it could mean that people buying insurance in 34 states – that's 4 1/2 million…

Your employer is dropping health coverage. Yay? photo

Your employer is dropping health coverage. Yay?

December 19, 2014 – If your employer drops your company-sponsored health insurance and sends you to the exchanges for coverage, everybody could…

HealthCare.gov puts focus on the bottom line photo

HealthCare.gov puts focus on the bottom line

November 14, 2014 – The streamlining works. Entering as a single person, I was able to get to price quotes in under 30 seconds. That's very good news. A…

‘Health insurance’ that is too good to be true photo

‘Health insurance’ that is too good to be true

May 8, 2014 – "Among the plans available outside of open enrollment, there are less expensive options – that provide very little in the way of coverage…

Exchanges: too big to succeed? photo

Exchanges: too big to succeed?

April 13, 2014 – This is the time for brainstorming, but how much are we willing to change? Could we revamp the whole process if it meant a more…

March ACA enrollment madness? photo

March ACA enrollment madness?

March 27, 2014 – "When you hear a final tally next month of the millions who have signed up for coverage through a public exchange, know that millions more…