A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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health insurance marketplace

The Scoop: health insurance news – November 5, 2020 photo

The Scoop: health insurance news – November 5, 2020

November 5, 2020 – In this edition: open enrollment is underway nationwide; Georgia receives federal approval to eliminate its health insurance exchange;…

The Scoop: health insurance news – October 15, 2020 photo

The Scoop: health insurance news – October 15, 2020

October 15, 2020 – Open enrollment for individual health insurance is just around the corner, and there’s plenty of encouraging news this week regarding…

The Scoop: April 15, 2020 Edition photo

The Scoop: April 15, 2020 Edition

April 15, 2020 – In this edition: VT, RI, NV, and NY extend COVID-19 special enrollment periods; California exchange has enrolled 58,000 people during…

A Medicare buy-in Republicans can love photo

A Medicare buy-in Republicans can love

September 23, 2016 – One might assume that Republicans would never go for a Medicare buy-in, as it would expand the ranks of those who get "government-run"…

Aetna or no Aetna, the exchanges need help photo

Aetna or no Aetna, the exchanges need help

August 17, 2016 – The below four strategies could help financially stabilize ACA marketplaces and to improve the human experience of those receiving coverage…

Why insurers thrive (or dive) in ACA marketplaces photo

Why insurers thrive (or dive) in ACA marketplaces

April 28, 2016 – Centene is happy with its marketplace profits. UHC is losing millions. Can the Iowa marketplace offer clues as to why carriers succeed or…

Why high deductibles don’t work photo

Why high deductibles don’t work

April 12, 2016 – Ultimately, high-deductibles handicap patients' and providers' ability to work together to effectively manage patients' health, prevent…

A more affordable Affordable Care Act? photo

A more affordable Affordable Care Act?

February 23, 2016 – There is potentially a way that a state could make coverage more affordable for all applicants. That would be to make all options public…

The inevitable expansion of the Medicaid expansion photo

The inevitable expansion of the Medicaid expansion

February 10, 2016 – States continue to realize the impact of Medicaid – and incentives to expand. Here's what's happening in states that aren't yet on board.…

Life with diabetes is sweeter thanks to Obamacare photo

Life with diabetes is sweeter thanks to Obamacare

January 20, 2016 – By every measure, people with diabetes – and those at risk – have significantly improved access to quality care than they did before…

Why 13 states have lower health insurance rates photo

Why 13 states have lower health insurance rates

November 19, 2015 – Thirteen states have managed to keep health insurance premiums among the lowest in the country. What's their…

Hanukkah Harry, enrollment transparency, please photo

Hanukkah Harry, enrollment transparency, please

December 22, 2014 – So what I'd like from Hanukkah Harry this year ... or going forward ... would be I know that recently HealthCare.gov has finally started…