Health insurance FAQs

Find affordable health insurance:

Touch here for health plans

Frequently-asked questions by tag

premium subsidies

Even if you think you are eligible for Medicaid, you should pay attention to open enrollment.

If I qualify for Medicaid, should I worry about the January 31 deadline for open enrollment? Read answer

We're a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges?

We’re a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges? Read answer

What happens if my income changes and my premium subsidy is too big? Will I have to repay it?

What happens if my income changes and my premium subsidy is too big? Will I have to repay it? Read answer

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance? Read answer

Does the Affordable Care Act make it easier to get individual health insurance?

Does the Affordable Care Act make it easier to get individual health insurance? Read answer

Should I buy the health plan my college offers? or buy through an ACA exchange?

Should I buy the health plan my college offers? or buy through an ACA exchange? Read answer

I earn too much to qualify for a subsidy. Why should I buy through an exchange?

I earn too much to qualify for a subsidy. Why should I buy through an exchange? Read answer

How do I tell whether I’m eligible for expanded Medicaid or plan through my state’s exchange?

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange? Read answer

grandmothered-individual-plan

Should I keep my grandmothered individual health policy or switch to an ACA-compliant plan? Read answer

We earn too much to qualify for a premium subsidy and our existing plan costs less than exchange plans. Can we keep it?

We earn too much to qualify for a premium subsidy and our existing plan costs less than exchange plans. Can we keep it? Read answer

How does my access to employer-sponsored coverage impact my eligibility for subsidized coverage through the exchanges?

How does my access to employer-sponsored coverage impact my eligibility for subsidized coverage through the exchanges? Read answer

premium-subsidy-aca

I understand that subsidies come in the form of tax credits. But I’m unemployed and probably won’t owe any taxes. How would the subsidy help me? Read answer

Who is keeping track of whether I buy health insurance through the exchanges?

Who is keeping track of whether I buy health insurance through the exchanges? Read answer

Why would Congress let insurers charge a 60-year-old three times as much has a 25-year-old?

Why would Congress let insurers charge a 60-year-old three times as much has a 25-year-old? Read answer

If I get an Obamacare subsidy in the exchange, is the subsidy amount considered income? Read answer

Who ISN’T eligible for Obamacare’s premium subsidies?

Who ISN’T eligible for Obamacare’s premium subsidies? Read answer

My eligibility for Medicaid depends on how my income compares to the Federal Poverty Level. Can you spell out what that means in dollars?

My eligibility for Medicaid depends on how my income compares to the Federal Poverty Level. Can you spell out what that means in dollars? Read answer

My college offers health insurance. Can I purchase coverage through the exchange instead?

My college offers health insurance. Can I purchase coverage through the exchange instead? Read answer

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew? Read answer

How do I calculate my ACA subsidy with adult children?

We claim our son, but not our daughter, on our taxes. How are premium subsidies calculated for families like ours? Read answer