October 26, 2020 – And it's important to note that if initially pick an off-exchange plan, you won't be eligible to switch to an exchange plan until the next… Read more
October 26, 2020 – Q. If I get an Obamacare subsidy in the exchange, is the subsidy amount considered income? A. No. The subsidies (both premium assistance… Read more
My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?
October 26, 2020 – Q: My employer offers insurance, but I think it's too expensive. Can I apply for a subsidy to help me buy my own insurance? A: Probably… Read more
October 21, 2020 – An off-exchange plan is a health insurance policy that is purchased directly from an insurance company or through an agent or broker,… Read more
October 21, 2020 – If you have a health plan in the individual market, on-exchange or off-exchange, you can probably just let it renew for the coming year… Read more
We’re a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges?
August 14, 2020 – Q. We're a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the… Read more
August 12, 2020 – The Affordable Care Act’s premium subsidies are tax credits that can be taken in advance and paid to your health insurer throughout the… Read more
August 12, 2020 – Q. I'll start college soon and I’m trying to decide whether I would be better off enrolling in the plan my college offers, buying my own… Read more
July 12, 2020 – Q. Do health insurance plans in ACA's exchanges cover abortion? A. Some do, and some don't. They are not required to, and in some states,… Read more
June 13, 2020 – Q. I keep hearing about the "coverage gap" in states that are not expanding Medicaid. Can you explain what that means and who it affects?… Read more
How does my access to employer-sponsored coverage impact my eligibility for subsidized coverage through the exchanges?
June 3, 2020 – A. You're correct that your household income is within the subsidy eligibility range. However, subsidy eligibility is also determined by… Read more
We’re in a same-sex civil union. Should we calculate our subsidy as a household of two, or apply separately?
May 13, 2020 – Q. My partner and I are in a same-sex civil union. For subsidy calculation, does the exchange count our income together as a household of… Read more