A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-383-5527
Speak with a licensed insurance agent 888-383-5527
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
Featured
Federal poverty level for 2026 coverage
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Expert analysis of health reform issues

Obamacare’s health insurance subsidies: photo

Obamacare’s health insurance subsidies:

December 13, 2012 – Beginning in 2014, millions of Americans will discover that they qualify for subsidies designed to help them purchase their own health…

Obama wins Round One of budget standoff photo

Obama wins Round One of budget standoff

December 7, 2012 – Now, the president will have to decide where he is willing to compromise on cutting government spending. There are, in fact, places where…

Affordable Care Act’s Medicaid expansion photo

Affordable Care Act’s Medicaid expansion

December 3, 2012 – The governors and the president needs the other. Each side has a (possibly perverse) stake in the other’s success. Each would also be…

Is health care headed for the ‘fiscal cliff?’ photo

Is health care headed for the ‘fiscal cliff?’

December 3, 2012 – It's hard not to think about the movie "Thelma and Louise" with all the dire predictions about the coming"fiscal cliff." House Speaker…

Can businesses really NOT afford ACA? photo

Can businesses really NOT afford ACA?

December 1, 2012 – U.S. workers may think ACA-mandated health benefits from their employers are "priceless," but some business owners believe employees and…

Why Obama succeeded and Clinton failed photo

Why Obama succeeded and Clinton failed

November 27, 2012 – Health policy historian Paul Starr, author of Remedy and Reaction, explains why Barack Obama succeeded on health reform while Bill Clinton…

Why there is no “Next Big Idea” for reform photo

Why there is no “Next Big Idea” for reform

November 19, 2012 – Bottom line: The President doesn't need to come up with new ideas. He just has to stand firm on implementing what we…

Romneycare, Obamacare, and beyond

November 5, 2012 – Gruber was an architect of both Massachusetts' health reform effort aka Romneycare and also consulted extensively with the Obama…

Future of reform may turn on Senate races photo

Future of reform may turn on Senate races

November 4, 2012 – Even if Mitt Romney were elected, he alone could not overturn major provisions of healthcare reform. Only Congress can pass the legislation…

Romney vs. Romney on health reform photo

Romney vs. Romney on health reform

September 27, 2012 – Romney's Massachusetts health reform is simply not the health reform he plans to take to the White House. All Romney has promised is higher…

Makers, takers, and health reform photo

Makers, takers, and health reform

September 3, 2012 – Romney running mate Paul Ryan's speech last week criticized President Obama for enacting "a new entitlement we didn't even ask for." But…

Health reform: it’s having each other’s back photo

Health reform: it’s having each other’s back

August 17, 2012 – Alleged Obamacare-related increase in price of Papa John's pizza ? 11 cents. Ensuring working Americans have a health care safety net?…