A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-383-5527
Speak with a licensed insurance agent 888-383-5527
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why subsidy amounts in 2026 may be different.
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Federal poverty level for 2026 coverage
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by tag

repeal and replace

‘Justice for all’ must include healthcare photo

‘Justice for all’ must include healthcare

July 7, 2017 – If this country wants to have any control over the cost of healthcare coupled with positive health outcomes, it MUST seek ways to ensure…

Clawing back coverage from the poor photo

Clawing back coverage from the poor

July 5, 2017 – What argument could possibly convince critics of the Medicaid expansion that taking back health coverage from someone who earns $46 dollars…

High out-of-pocket costs are a feature, not a bug photo

High out-of-pocket costs are a feature, not a bug

June 29, 2017 – The high cost sharing in the BCRA is not a bug, it's a feature. The Republican bill could aptly be called the Cost Sharing Inflation…

What ‘ramming through’ a health bill looks like photo

What ‘ramming through’ a health bill looks like

June 23, 2017 – Is what Senate Republicans have done anything at all like what Senate Democrats did to pass the Senate version of the Affordable Care Act?…

The new plan to cut out the heart of Obamacare photo

The new plan to cut out the heart of Obamacare

April 14, 2017 – Community rating is the one thing that keeps insurance companies from gouging most of their customers. It's the thing that helps makes the…

Enrollment freeze: ‘the cold shoulder’ for neediest photo

Enrollment freeze: ‘the cold shoulder’ for neediest

February 22, 2017 – As a matter of political strategy, I understand why ACA's opponents might seek to divide Americans with disabilities from other Medicaid…

Obamacare is not ‘toast.’ photo

Obamacare is not ‘toast.’

January 20, 2017 – "The Affordable Care Act may be headed for destruction, but I'm betting not." – Harold…

Sadness. Gratitude. Cautious optimism. photo

Sadness. Gratitude. Cautious optimism.

January 20, 2017 – On this, the inauguration day of our 45th U.S. president, we will not mince words. We will not conceal our sadness as we bid fond farewell…

High-risk pools were a last resort for a reason photo

High-risk pools were a last resort for a reason

January 13, 2017 – High-risk pools could be resurrected, and yes, they could potentially work. But they would require massive cash infusions from the federal…

‘Obamacare saved my life’ photo

‘Obamacare saved my life’

January 5, 2017 – While policy wonks analyze the political challenges of repealing Obamacare, millions of Americans who rely on it to help pay for lifesaving…

‘Please take away my health coverage.’ photo

‘Please take away my health coverage.’

November 30, 2016 – How many Americans voted for Donald Trump (and presumably the rest of the Republicans on the ticket), "thus ensuring that they've…

Replacing the ACA with something terrific photo

Replacing the ACA with something terrific

November 12, 2016 – If Trump were serious about offering "something beautiful" in place of the ACA, it might look very like a "BHP for all who need it" –…