How to Find and Keep Affordable Health Insurance

Guaranteed-issue health insurance: for the medically uninsurable or those who cannot afford traditional coverage

If you've been turned down for major medical insurance, or simply can't afford the premiums that traditional plans demand, you may have another option: a mini-med plan. ... more

Self-employed health insurance

The self-employed have their own unique challenges in finding and keeping health insurance. The self-employed typically have to apply for individual health insurance, which is individually underwritten by health insurance ... more

Health insurance FAQs

There are many questions that individuals have regarding health insurance. This is because the insurance purchasing process involves many people, from the customer and the agent to the underwriter and insurance company. For the average individual, it is easy to become baffled by the process ... more

How to buy health insurance

Learn all you can! An educated consumer is a smart consumer. Use this and other Internet sites to learn about: the different types of policies available to you; research the companies that are offering the insurance; check out the agent and the local company represented; make sure you know what the policy will pay for and what it won't ... more

Reducing health care costs

"Why are my health insurance costs going up at a rate that is so much higher than inflation?" Experts say there are no easy answers, but there are straightforward explanations. Insurance companies work within fixed and highly-regulated operating margins, and premium increases are a "pass-along" expense from rising doctor, hospital and other medical costs. ... more