A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Posts by year

2014

Bringing profound change by bus, yet again photo

Bringing profound change by bus, yet again

March 2, 2014 – Most of the folks we met on the tour were unaware that nearly 6 in 10 people who don’t have health coverage and are eligible for coverage…

ACA: threat to employer-sponsored plans? photo

ACA: threat to employer-sponsored plans?

February 27, 2014 – If you are among the 60 percent of Americans who have health insurance coverage through your workplace, you may be worried about how…

A health disaster waiting to happen photo

A health disaster waiting to happen

February 5, 2014 – Obamacare has offered solid footing to millions whose 'junk policies' were a disaster waiting to happen – offering the kind of coverage…

‘Bailout?’ ‘Unprecedented?’ Honestly? photo

‘Bailout?’ ‘Unprecedented?’ Honestly?

January 29, 2014 – "What [ACA critics] don't tell you is that while $25 billion is a lot of money, it is pocket change compared to the enormous amount of…

Will health reform still be a ‘BFD’ in 2014? photo

Will health reform still be a ‘BFD’ in 2014?

January 28, 2014 – In the final segment of our interview, Jon provides a short list of indicators he expects to use in the coming year to determine whether…

Obamacare pitfalls and protections photo

Obamacare pitfalls and protections

January 27, 2014 – In Part 1 of my interview with Jonathan Cohn, we talked about what’s working with the Affordable Care Act (and what’s not) – and also…

The State of Obamacare photo

The State of Obamacare

January 26, 2014 – This week, we have a return appearance by Jonathan Cohn, senior editor at The New Republic. He's one of the nation's most widely read and…

Help paying for insurance? Not interested. photo

Help paying for insurance? Not interested.

January 20, 2014 – A U.S. District Court ruling last week will ensure ACA's subsidies for millions who desperately need help with premiums, but surely…

Looking for the down side? photo

Looking for the down side?

January 19, 2014 – Despite the Journal’s headline, important progress is being made. Millions of people who previously were uninsured because they…

Just how bad are junk health policies? photo

Just how bad are junk health policies?

January 10, 2014 – In the pre-2014 individual health insurance market, the plan options ran the gamut from great to horrible. How could such worthless…

Don’t expect ‘spiraling premiums’ in 2015 photo

Don’t expect ‘spiraling premiums’ in 2015

January 4, 2014 – Reinsurance, risk corridors and risk adjustment are ACA provisions specifically designed to stabilize new health plans, especially in the…

Anatomy of an Obamacare ‘horror story’ photo

Anatomy of an Obamacare ‘horror story’

January 3, 2014 – "A lack of fact checkers does not explain why the newspaper ignored the news that one of its 'victims' had found good coverage. No editor's…