A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.

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Wendell Potter

Santa, please deliver relief from high deductibles photo

Santa, please deliver relief from high deductibles

December 19, 2014 – What I'd like from Santa is for him to bring the American people some relief from the high deductibles that so many of us are having to…

The ‘good old days’ before Obamacare photo

The ‘good old days’ before Obamacare

October 25, 2014 – We Americans have short-term memory when it comes to health care. Either that or far too many of us have bought – hook, line and sinker…

Don’t let $418 million of FUD fool you photo

Don’t let $418 million of FUD fool you

October 16, 2014 – I should have realized that those who are opposed to the law out of economic self-interest or for political reasons would continue to spend…

Obamacare: Irreplaceable, irrepealable photo

Obamacare: Irreplaceable, irrepealable

April 7, 2014 – If you support the Affordable Care Act, know that your work is not yet done. And if you don't like it, you'll have opportunities to vote…

March ACA enrollment madness? photo

March ACA enrollment madness?

March 27, 2014 – "When you hear a final tally next month of the millions who have signed up for coverage through a public exchange, know that millions more…

‘Bailout?’ ‘Unprecedented?’ Honestly? photo

‘Bailout?’ ‘Unprecedented?’ Honestly?

January 29, 2014 – "What [ACA critics] don't tell you is that while $25 billion is a lot of money, it is pocket change compared to the enormous amount of…

Looking for the down side? photo

Looking for the down side?

January 19, 2014 – Despite the Journal’s headline, important progress is being made. Millions of people who previously were uninsured because they…

2014: A very good year for health coverage photo

2014: A very good year for health coverage

December 31, 2013 – Many of the newly insured are among the millions who have been unable to afford coverage in the past or have not been able to buy it at any…

5 questions for real Obamacare reporters photo

5 questions for real Obamacare reporters

December 6, 2013 – Insurance industry insider Wendell Potter says that reporters who take the time to ask five simple questions can avoid being duped when…

The elephant in the room photo

The elephant in the room

October 17, 2013 – "People like (Marsha) Blackburn are far more interested in making sure that the powerful special interests – the ones who have easy…

‘Is this thing on?’ photo

‘Is this thing on?’

July 11, 2013 – The media's coverage of the implementation of the health care reform law has been so much like the way most reporters cover political…

Projections evidence ‘rate shock is a crock’ photo

Projections evidence ‘rate shock is a crock’

May 28, 2013 – Critics of Obamacare who warned us that health reform would result in "rate shock" haven't had much to say lately thanks to surprisingly…