started more than 15 years ago and now represent one of the most popular shopping
and enrollment methods. When you enroll online with IHC Specialty Benefits, you
can always call us for assistance. The phone number will be on the top of every page.
Proceed with confidence.
I’m suddenly uninsured.
Short-term plans can bridge the gap if
you’re between jobs, if you missed Open
Enrollment, or if you’re aging off of your
parents’ coverage.
I need a plan that’s flexible.
Choose plans with durations from one
month up to a year in many cases.
Additional coverage options may include
dental and vision insurance in some cases.
I need coverage to start ASAP.
Short-term applicants can get approved for
coverage quickly – often within minutes of
applying.
Coverage seems unaffordable.
With affordable premiums, short-term
medical plans offer an economical
alternative to major medical coverage.
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.