These articles, prepared by the writers and editors of the Health Insurance Resource Center, will help you better understand health care and medical insurance issues.
Individual health insurance: for those without an employer planChances are, if you found this Web site, it's because you're hunting for affordable individual health insurance. ... more
Because large groups can use their size to negotiate better benefits, employer-sponsored plans typically are able to include a range of plan options. ... more
COBRA: understanding the safety net's pros and consLaid off? A seemingly obvious insurance option will be COBRA, a federal law that allows you to continue to purchase the coverage from your employer-sponsored plan ... more
Student health insurance: required reading for college-boundLong before the first class of the first college semester begins, prospective students and their families need to begin doing their homework ... more
Short-term major medical: fills tall order for "in-betweens"Many health care consumers are now looking for a quick fix that has appeared in the form of short-term major medical health insurance policies ... more
Mini-meds: guaranteed-issue for the medically uninsurableTurned down for medical insurance? Simply can't afford the premiums that traditional plans demand? You may have another option: a defined-benefit or "mini-med" plan. ... more
Medicare supplement policies: bridge coverage gapsWhen it comes to health insurance, Medicare is definitely the 800-pound gorilla. The federally funded program covers more than 40 million Americans ... more
High-risk insurance pools: an answer for the uninsuredRisk pools are aimed at helping those who can afford to buy health insurance, but who are denied coverage by carriers because of a pre-existing medical condition. ... more
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Term life insuranceSimple, flexible life insurance coverage.